Truist Community Homeownership Incentive Program (CHIP)

Truist Community Homeownership Incentive Program (CHIP)是面向Washington，District of Columbia购房者的第一抵押贷款，由Truist Bank管理。 Truist's Community Homeownership Incentive Program (CHIP) is an affordable first-mortgage product offering 0% to 3% minimum down payment, no required mortgage insurance, and eligible use of lender credits and gift funds, for buyers in qualifying geographies. Truist's published eligibility list specifically includes Washington, DC, with up to 100% financing available within the Washington-Arlington-Alexandria, DC-VA-MD-WV MSA (up to 97% outside the MSA). The program allows condos and manufactured homes, requires a minimum $500 borrower contribution, and permits up to 6% seller contribution. 资金来自Truist Bank (portfolio/affordable mortgage product)。

Truist Community Homeownership Incentive Program (CHIP)是第一抵押贷款，按Truist Bank设定的条款偿还。 触发还款的情形：Standard mortgage amortization。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Truist Community Homeownership Incentive Program (CHIP)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程。

Truist Community Homeownership Incentive Program (CHIP)的收入限制如下：Maximum income limit 'may apply' for CHIP; specific DC dollar limits were not published on the official page. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Truist Community Homeownership Incentive Program (CHIP)可用于Single Family、Condo、Townhouse和Manufactured。 新建房屋符合条件。 预制房屋符合条件。

Truist Community Homeownership Incentive Program (CHIP)服务于在Washington，District of Columbia购房的购房者。 该项目针对特定区域：Washington, DC: up to 100% funding within the Washington-Arlington-Alexandria, DC-VA-MD-WV MSA; up to 97% funding for properties outside the MSA.

Truist Community Homeownership Incentive Program (CHIP)的申请通过Truist Bank办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Through a Truist mortgage loan officer; eligibility by property geography预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。