本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——有例外:Down Payment Grant requires first-time homebuyer status (no homeownership in the past three years). America's Home Grant is not limited to first-time buyers.
- 房屋作为主要住所自住
- 关于信用:Per Bank of America mortgage underwriting; not separately published for the grants.
- 居住要求:Property must be a primary residence in an eligible (select) market.
- Lender grants available in select Delaware markets via the Bank of America Down Payment Center. Down Payment Grant: up to 3% of purchase price, max $10,000, first-time buyers only. America's Home Grant: up to $7,500 for closing costs or rate buydown. Both non-repayable.
- 位于Delaware的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Delaware的房屋Delaware的房屋,以及本项目接受的房屋
- 59.1% 独栋独栋住宅
- 15.5% 联排联排别墅
- 3.8% 2–4个单元2–4个单元
- 14.5% 5+个单元公寓和共管公寓楼(5+个单元)
- 7.1% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$352,000
Delaware房屋价值中位数
41.9%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请两个步骤,按此顺序
联系Bank of America, N.A.预留资金
资金通过Through a Bank of America lending specialist; eligibility verified via the Bank of America Down Payment Center by property location.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant)是什么?
Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant)是面向Delaware购房者的补助金,由Bank of America, N.A.管理。 Bank of America's Community Homeownership Commitment offers two no-repayment grants that are available in select markets, including eligible Delaware locations searchable through the Bank of America Down Payment Center. The Down Payment Grant provides up to 3% of the purchase price (maximum $10,000) toward the down payment for first-time homebuyers in select markets. The America's Home Grant provides a lender credit of up to $7,500 toward non-recurring closing costs or to permanently buy down the interest rate. Neither grant has to be repaid, and they can be paired with Bank of America's 3%-down Affordable Loan Solution mortgage. Down Payment Grant up to 3% of price / $10,000 (no repayment). America's Home Grant up to $7,500 for closing costs or rate buydown (no repayment). Can be combined for up to ~$17,500. Pairs with 3%-down Affordable Loan Solution mortgage. 资金来自Bank of America, N.A. (lender-funded)。
提供多少援助?
Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant)提供最高$10,000的援助。 援助档次:Down Payment Grant: up to 3% of price, max $10,000. America's Home Grant: up to $7,500. 该项目可与Down Payment Grant and America's Home Grant can be combined with each other (up to ~$17,500) and with the 3%-down Affordable Loan Solution mortgage.结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Bank of America, N.A.决定。
需要偿还吗?
Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant)属于补助金,因此无需偿还。 触发还款的情形:None - both grants are non-repayable. 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Down Payment Grant requires first-time homebuyer status (no homeownership in the past three years). America's Home Grant is not limited to first-time buyers. 关于信用,该项目说明:Per Bank of America mortgage underwriting; not separately published for the grants. 居住要求:Property must be a primary residence in an eligible (select) market. Lender grants available in select Delaware markets via the Bank of America Down Payment Center. Down Payment Grant: up to 3% of purchase price, max $10,000, first-time buyers only. America's Home Grant: up to $7,500 for closing costs or rate buydown. Both non-repayable.
收入限制是多少?
Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant)的收入限制如下:Income limits apply (per Bank of America). Exact limits vary by market/product and are confirmed by a Bank of America lending specialist; the Down Payment Grant and the 3%-down mortgage note that income limits apply. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant)可用于Single Family、Condo和Townhouse。
适用于哪些地区?
Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant)服务于在Delaware任何地方购房的购房者。
如何申请?
Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant)的申请通过Bank of America, N.A.办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Through a Bank of America lending specialist; eligibility verified via the Bank of America Down Payment Center by property location.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
项目条款由Bank of America, N.A.设定,并可能变化;申请前请在官方网站上确认。