本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:Per the underlying Chase mortgage product's underwriting; not set by the grant itself.
- 居住要求:Property must be a primary residence located in an eligible U.S. Census tract.
- Lender grant available in Delaware where the purchased primary residence is in an eligible census tract. Amounts verified from the official Chase guide page as $2,500 or $5,000. NOTE: a 2024 Chase press release advertised grants up to $7,500 in select markets; the current official guide page states up to $5,000, so the higher figure is not used here. Exact eligible Delaware census tracts and any product-level income limits must be confirmed with a Chase Home Lending Advisor.
- 位于Delaware的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Delaware的房屋Delaware的房屋,以及本项目接受的房屋
- 59.1% 独栋独栋住宅
- 15.5% 联排联排别墅
- 3.8% 2–4个单元2–4个单元
- 14.5% 5+个单元公寓和共管公寓楼(5+个单元)
- 7.1% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$352,000
Delaware房屋价值中位数
41.9%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请两个步骤,按此顺序
联系JPMorgan Chase Bank, N.A. (Chase Home Lending)预留资金
资金通过Determined at mortgage application with a Chase Home Lending Advisor; eligibility tied to the property's census tract.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Chase Homebuyer Grant是什么?
Chase Homebuyer Grant是面向Delaware购房者的补助金,由JPMorgan Chase Bank, N.A. (Chase Home Lending)管理。 The Chase Homebuyer Grant is a lender grant designed to promote homeownership in low- and moderate-income (LMI) and other selected U.S. Census tracts, including eligible tracts in Delaware. Qualifying customers receive $2,500 or $5,000 (the amount depends on the property's eligible census tract) on Chase DreaMaker, Standard Agency, FHA, and VA loans for a primary residence. The grant is first applied to lower the interest rate, then to Chase fees or other fees, with any remaining funds applied toward the down payment (down-payment use is not allowed on FHA loans). The grant does not need to be repaid. Up to $5,000 grant (no repayment). Interest-rate buydown. Closing-cost assistance. Down payment assistance (non-FHA). Stackable with Chase DreaMaker low-down-payment mortgage. 资金来自JPMorgan Chase Bank, N.A. (lender-funded)。
提供多少援助?
Chase Homebuyer Grant提供$2,500至$5,000的援助。 援助档次:$2,500 or $5,000 depending on the eligible census tract. 该项目可与Chase DreaMaker low-down-payment mortgage; may be combined with other state/local DPA subject to Chase and program rules.结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由JPMorgan Chase Bank, N.A. (Chase Home Lending)决定。
需要偿还吗?
Chase Homebuyer Grant属于补助金,因此无需偿还。 触发还款的情形:None - grant does not require repayment. 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Chase Homebuyer Grant面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Per the underlying Chase mortgage product's underwriting; not set by the grant itself. 居住要求:Property must be a primary residence located in an eligible U.S. Census tract. Lender grant available in Delaware where the purchased primary residence is in an eligible census tract. Amounts verified from the official Chase guide page as $2,500 or $5,000. NOTE: a 2024 Chase press release advertised grants up to $7,500 in select markets; the current official guide page states up to $5,000, so the higher figure is not used here. Exact eligible Delaware census tracts and any product-level income limits must be confirmed with a Chase Home Lending Advisor.
收入限制是多少?
Chase Homebuyer Grant的收入限制如下:No income limit is imposed by the grant itself; eligibility is based on the property being located in an eligible (LMI or other selected) U.S. Census tract. Underlying loan product (e.g., DreaMaker) may carry its own income limits. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Chase Homebuyer Grant可用于Single Family、Condo和Townhouse。
是否有针对特定群体的资格?
Chase Homebuyer Grant在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Chase Homebuyer Grant服务于在Delaware任何地方购房的购房者。
如何申请?
Chase Homebuyer Grant的申请通过JPMorgan Chase Bank, N.A. (Chase Home Lending)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Determined at mortgage application with a Chase Home Lending Advisor; eligibility tied to the property's census tract.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Delaware购房者面向Delaware购房者的其他项目
- First Front Door (FFD)最高$15,000
- First Front Door Keys (Keys)最高$15,000
- Bank of America Community Homeownership Commitment (Down Payment Grant & America's Home Grant)最高$10,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Delaware的全部78个项目项目条款由JPMorgan Chase Bank, N.A. (Chase Home Lending)设定,并可能变化;申请前请在官方网站上确认。