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Milford Housing Development Corporation Self-Help Housing Program

Milford Housing Development Corporation Self-Help Housing Program是面向Milford,Delaware购房者的首付援助,由Milford Housing Development Corporation (MHDC)管理。

最近核实于来源:Milford Housing Development Corporation (MHDC)

该项目要求

  • 房屋作为主要住所自住
  • 关于信用:Not published; creditworthiness assessed during USDA loan qualification
  • 完成购房者教育课程,由MHDC personal coaching, action plans, monthly workshops, and group discussions; orientation提供
  • 居住要求:Homes built in USDA-eligible rural communities across Delaware (statewide rural areas)
  • Sweat-equity self-build model (about 25 hrs/week for ~12 months). Orientation required to begin. Specific income limits, credit, and loan terms are determined through the USDA Section 502 qualification process and are not numerically published on the MHDC page.
  • 位于Delaware的房屋

不适用于

  • 预制房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Delaware的房屋

  • 59.1% 独栋
  • 15.5% 联排
  • 3.8% 2–4个单元
  • 14.5% 5+个单元
  • 7.1% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$352,000

Delaware房屋价值中位数

41.9%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。

如何申请

  1. 参加购房者教育课程

    项目要求,由MHDC personal coaching, action plans, monthly workshops, and group discussions; orientation提供。

  2. 联系Milford Housing Development Corporation (MHDC)预留资金

    资金通过Orientation required (call to reserve a seat); application/coaching process预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Milford Housing Development Corporation Self-Help Housing Program是什么?

Milford Housing Development Corporation Self-Help Housing Program是面向Milford,Delaware购房者的首付援助,由Milford Housing Development Corporation (MHDC)管理。 MHDC, Delaware's leading nonprofit affordable housing developer (founded 1977), operates a Self-Help Housing program in which groups of income-qualified families build each other's homes alongside a construction trainer. Sweat equity (roughly 25 hours/week for about 12 months) serves as the down payment, and special USDA financing (Section 502 / Mutual Self-Help) makes the new, energy-efficient single-family homes affordable with little to no money down. Little to no money down via sweat equity. Affordable USDA financing. New energy-efficient homes. Statewide rural coverage. Ongoing homeownership coaching. 资金来自USDA Rural Development (Section 502 / Self-Help / Mutual Self-Help Housing); federal and state housing programs。

需要偿还吗?

Milford Housing Development Corporation Self-Help Housing Program是首付援助,按Milford Housing Development Corporation (MHDC)设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Milford Housing Development Corporation Self-Help Housing Program面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Not published; creditworthiness assessed during USDA loan qualification。 须参加购房者教育课程,由MHDC personal coaching, action plans, monthly workshops, and group discussions; orientation提供。 居住要求:Homes built in USDA-eligible rural communities across Delaware (statewide rural areas)。 Sweat-equity self-build model (about 25 hrs/week for ~12 months). Orientation required to begin. Specific income limits, credit, and loan terms are determined through the USDA Section 502 qualification process and are not numerically published on the MHDC page.

收入限制是多少?

Milford Housing Development Corporation Self-Help Housing Program的收入限制如下:Eligibility based primarily on household income aligned with AMI guidelines that vary by location and household size; targeted to low- to moderate-income families。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Milford Housing Development Corporation Self-Help Housing Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

适用于哪些地区?

Milford Housing Development Corporation Self-Help Housing Program服务于在Milford,Delaware购房的购房者。 该项目针对特定区域:USDA-eligible rural areas of Delaware。

如何申请?

Milford Housing Development Corporation Self-Help Housing Program的申请通过Milford Housing Development Corporation (MHDC)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Orientation required (call to reserve a seat); application/coaching process预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Milford Housing Development Corporation (MHDC)设定,并可能变化;申请前请在官方网站上确认。