WSFS Down Payment Grant Program

WSFS Down Payment Grant Program是面向New Castle, Kent, Sussex县，Delaware购房者的补助金，由WSFS Bank (WSFS Mortgage)管理。 The WSFS Down Payment Grant Program provides up to $5,000 in non-repayable grant funds toward down payment and/or closing costs for buyers purchasing a primary residence in a Majority-Minority Census Tract within eligible Delaware counties (New Castle, Kent, Sussex). Household income must be at or below 100% of the census-tract AMI. The grant can be combined with other WSFS, community and government programs and pairs with a WSFS first mortgage. Up to $5,000 toward down payment and/or closing costs. No repayment required. Up to 6% seller's assist. Can be combined with the WSFS Neighborhood Opportunity Program and other assistance. Homebuyer education included. 资金来自WSFS Bank Community Reinvestment program funds ($1.5 million committed for the 2025 award year).

WSFS Down Payment Grant Program提供最高$5,000的援助。 该项目可与Can be combined with other WSFS, community and government down payment/closing-cost assistance programs, including the WSFS Neighborhood Opportunity Program.结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由WSFS Bank (WSFS Mortgage)决定。

WSFS Down Payment Grant Program属于补助金，因此无需偿还。 触发还款的情形：No repayment required for awarded grant funds. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

WSFS Down Payment Grant Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Subject to WSFS mortgage underwriting / credit approval. 须参加购房者教育课程，由WSFS homebuyer education program (offered as part of the affordable mortgage programs).提供。 Geographically restricted to Majority-Minority Census Tracts (MMCT) and capped at 100% of census-tract AMI; the grant is reported to the borrower on a 1099-MISC. Annual funding is limited ($1.5M for 2025) and awarded while funds last. Bank-specific (WSFS only). Lien position, credit score, DTI and max purchase price set by WSFS underwriting and not published (left null).

WSFS Down Payment Grant Program将家庭收入限制在地区收入中位数的100%，该数值因县和家庭人数而异。 Total household income cannot exceed 100% of the Area Median Income (AMI) of the census tract, based on HUD's published 1-to-4 household-member Area Median Income. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

WSFS Down Payment Grant Program可用于Single Family、Townhouse和Condo。

WSFS Down Payment Grant Program服务于在New Castle, Kent, Sussex县，Delaware购房的购房者。

WSFS Down Payment Grant Program的申请通过WSFS Bank (WSFS Mortgage)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Grant funds are awarded while funds last during the award program year; WSFS leverages other down payment/closing-cost grant programs before deploying WSFS grant funds.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。