City of Gainesville Down Payment Assistance Program (SHIP)

City of Gainesville Down Payment Assistance Program (SHIP)是面向Gainesville，Florida购房者的可免除贷款。 City of Gainesville provides income-tiered SHIP DPA: Very Low ≤50% AMI up to $30,000; Low ≤80% AMI up to $20,000; Moderate ≤120% AMI up to $15,000. Forgiven after 10 years. Separate from Alachua County program. 资金来自State。

City of Gainesville Down Payment Assistance Program (SHIP)在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale、Refinance和No longer primary within 10 years。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Gainesville Down Payment Assistance Program (SHIP)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Exceptions for displaced homemakers, single parents, and those in unsafe housing。 该项目列出的最低信用分数为620。 须参加购房者教育课程。

City of Gainesville Down Payment Assistance Program (SHIP)将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Very Low ≤50% AMI: $30,000; Low ≤80% AMI: $20,000; Moderate ≤120% AMI: $15,000. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Gainesville Down Payment Assistance Program (SHIP)可用于Single Family、Condo和Townhouse。

City of Gainesville Down Payment Assistance Program (SHIP)服务于在Gainesville，Florida购房的购房者。

City of Gainesville Down Payment Assistance Program (SHIP)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。