Florida Hometown Heroes

Florida Hometown Heroes是面向Florida购房者的延期第二贷款。 Florida Hometown Heroes provides up to $35,000 (5% of first mortgage) in down payment and closing cost assistance as a 0% interest, non-amortizing deferred second mortgage for eligible frontline workers purchasing their primary residence in Florida. Upto$35,000(5%offirstmortgage)indownpaymentandclosingcostassistance0%interest,non-amortizingdeferredsecondmortgagewith30-yeartermexclusivetoFloridafrontlineworkersincludingeducators,healthcareworkers,firstresponders,andmilitary.

Florida Hometown Heroes提供最高$35,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Florida Hometown Heroes为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale、Refinance和Transfer of Title。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Florida Hometown Heroes面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Qualified veterans exempt from FTHB requirement。 该项目列出的最低信用分数为640。 须参加购房者教育课程。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Must be employed full-time (35+ hrs/week) by a Florida-based employer in an eligible frontline occupation: law enforcement, firefighters, educators, healthcare workers, childcare employees, or active military/veterans.

Florida Hometown Heroes的收入限制如下：Income limits vary by county, ranging from $132,900 to $178,950 gross annual income. All household member incomes counted. Check current limits at floridahousing.org. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Florida Hometown Heroes的房价上限如下：Purchase price limits vary by county and property type; set by Florida Housing Finance Corporation. Check current limits at floridahousing.org. 符合条件的房屋类型包括Single Family、Condo、Townhouse和2-4 Unit。

Florida Hometown Heroes在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、教育工作者、执法人员、消防员和医护人员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Florida Hometown Heroes服务于在Florida任何地方购房的购房者。

Florida Hometown Heroes的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。