Florida Assist (FL Assist)

Florida Assist (FL Assist)是面向Florida购房者的延期第二贷款。 Florida Housing Finance Corporation program offering $10,000 in down payment and closing cost assistance as a 0% interest, deferred second mortgage with no monthly payments. Repayment is deferred until sale, refinance, transfer, or payoff of the first mortgage. Available statewide to eligible first-time homebuyers, qualified veterans, and buyers in targeted areas. $10,000 in down payment and closing cost assistance. 0% interest with no monthly payments. deferred repayment until sale, refinance, or end of first mortgage. available with FHA, VA, USDA, and Conventional loans statewide. no forgiveness — full repayment required at triggering event. 资金来自State。

Florida Assist (FL Assist)提供最高$10,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Florida Assist (FL Assist)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale、Refinance和Transfer of Title。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Florida Assist (FL Assist)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Qualified veterans or buyers in targeted areas exempt from FTHB requirement。 该项目列出的最低信用分数为640。 须参加购房者教育课程。 公民身份或移民身份：U.S. Citizen or Permanent Resident。

Florida Assist (FL Assist)将家庭收入限制在地区收入中位数的115%，该数值因县和家庭人数而异。 Income limits vary by county and household size, set by Florida Housing Finance Corporation. Generally up to 80%-120% AMI depending on county. Eligible veterans and buyers in targeted areas may have higher limits. Check current limits at floridahousing.org. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Florida Assist (FL Assist)的房价上限如下：Purchase price limits vary by county; set by Florida Housing Finance Corporation. Check current limits at floridahousing.org. 符合条件的房屋类型包括Single Family、Condo、Townhouse、2-4 Unit和New Construction。

Florida Assist (FL Assist)服务于在Florida任何地方购房的购房者。 该项目针对特定区域：Federally designated targeted areas throughout Florida where income and purchase price limits may be higher and FTHB requirement may be waived. Check floridahousing.org for targeted area census tracts.

Florida Assist (FL Assist)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。