First-Time Home Buyer's Down Payment Assistance Program

First-Time Home Buyer's Down Payment Assistance Program是面向Maui县，Hawaii购房者的补助金。 The Maui County First-Time Home Buyer's Down Payment Assistance Program provides a grant of up to $30,000 or 5% of the purchase price (whichever is less) to first-time homebuyers purchasing in Maui County. Administered by the County of Maui Department of Housing. Applications are selected by random lottery due to limited funding. Eligible applicants must have income up to 140% AMI, liquid assets under $75,000, and must be Maui County residents. Grant of up to $30,000 or 5% of the purchase price (whichever is less) for first-time homebuyers in Maui County. Repayment required only if the property is sold or refinanced (recapture) - effectively a forgivable grant for borrowers who hold and occupy. Funds may be used toward down payment and closing costs. Awarded via random lottery selection among eligible applicants due to limited funding. 资金来自Local、County和Maui Affordable Housing Fund。

First-Time Home Buyer's Down Payment Assistance Program提供最高$30,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

First-Time Home Buyer's Down Payment Assistance Program属于补助金，因此无需偿还。 触发还款的情形：Repayment required only if the property is sold or refinanced (recapture grant)和otherwise no repayment if borrower continues to occupy as primary residence。 该援助以Grant (no lien) / Recapture lien if sold/refinanced顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

First-Time Home Buyer's Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Per first-mortgage product overlays。 须参加购房者教育课程，由Maui County-approved homebuyer education course (e.g., Hawaii HomeOwnership Center)提供。 居住要求：Applicant must be a resident of Maui County at time of application; property must be located in Maui County and used as primary residence。 公民身份或移民身份：U.S. citizen or U.S. permanent resident。 Must be first-time homebuyer (no ownership of a home anywhere in the United States in the last 3 years). Income cannot exceed 140% of Maui County AMI (currently approximately $117,320 for single, varies by household size). Liquid assets must not exceed $75,000. Must be a resident of Maui County at time of application. Must intend to be a homeowner of a property in Maui County.

First-Time Home Buyer's Down Payment Assistance Program将家庭收入限制在地区收入中位数的140%，该数值因县和家庭人数而异。 Income up to 140% of Maui County AMI by household size. Seed range $69,850-$131,700 reflects 80% AMI low end through 140% AMI upper bound across household sizes. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

First-Time Home Buyer's Down Payment Assistance Program的房价上限如下：Per first-mortgage product overlays; no published Maui County purchase price cap (subject to FHA/VA/USDA/Conventional limits)。 符合条件的房屋类型包括Single-family detached, condominium, townhouse - primary residence in Maui County。 新建房屋符合条件。 预制房屋不符合条件。

First-Time Home Buyer's Down Payment Assistance Program服务于在Maui县，Hawaii购房的购房者。

First-Time Home Buyer's Down Payment Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Random lottery selection among eligible applicants. First names called complete a formal application; remaining names are placed on a waitlist. Applications submitted during open application periods.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。