Maui County Deferred Payment Loan

Maui County Deferred Payment Loan是面向Maui县，Hawaii购房者的延期第二贷款，由Hawaii Community Lending (HCL)管理。 The Maui County Deferred Payment Loan is a 0%-interest deferred second mortgage administered by Hawaii Community Lending that buys down a homebuyer's mortgage principal on property off Hawaiian Home Lands in Maui County. It is available to Maui County residents with at least 2 years of residency who earn under 120% AMI, with a maximum loan of $200,000 for low-AMI borrowers. Deed restrictions and a shared equity appreciation agreement apply. Up to $200,000 in deferred assistance. 0% interest. Buys down mortgage principal. Serves households under 120% AMI. 资金来自County of Maui funds, administered by Hawaii Community Lending.

Maui County Deferred Payment Loan提供最高$200,000的援助。 援助档次：$200,000 maximum loan for low-AMI borrowers. 金额是该项目公布的上限，并非报价——具体每人的援助金额由Hawaii Community Lending (HCL)决定。

Maui County Deferred Payment Loan为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Deferred; shared equity appreciation and deed restrictions apply at sale/transfer. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Maui County Deferred Payment Loan面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由HUD-certified housing counseling (required).提供。 居住要求：Maui County residents with a minimum of 2 years residency. Minimum 2 years Maui County residency. Borrower must earn under 120% AMI. Deed restrictions and shared equity appreciation apply. HUD counseling required. Property must be off Hawaiian Home Lands. This is a distinct HCL-administered county product (separate from the catalog's Maui County First-Time Home Buyer's DPA Program run by the County's housing division). Confirm whether first-time-buyer status is required and the full term sheet with HCL.

Maui County Deferred Payment Loan将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Borrower must earn under 120% of Area Median Income (AMI). $200,000 maximum loan applies to low-AMI borrowers. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Maui County Deferred Payment Loan可用于Single Family、Condo和Townhouse。

Maui County Deferred Payment Loan服务于在Maui县，Hawaii购房的购房者。

Maui County Deferred Payment Loan的申请通过Hawaii Community Lending (HCL)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。