AHEAD Regional Housing Trust Fund Down Payment Assistance Program

AHEAD Regional Housing Trust Fund Down Payment Assistance Program是面向Ottumwa，Iowa购房者的延期第二贷款，由Area 15 Regional Planning Commission / AHEAD, Inc.管理。 The AHEAD Regional Housing Trust Fund (RHTF) Down Payment Assistance program provides low-interest second-mortgage loans to qualified employed first-time homebuyers for down payment and/or closing costs on a home located inside an incorporated city in the six-county Area 15 region (Davis, Jefferson, Keokuk, Mahaska, Van Buren, Wapello). Administered as a revolving loan fund. Fixed 3% interest second-mortgage loan for 10% of purchase price, up to $10,000, for down payment and/or closing costs. 资金来自Iowa Finance Authority State Housing Trust Fund; AHEAD RHTF revolving loan fund。

AHEAD Regional Housing Trust Fund Down Payment Assistance Program提供最高$10,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Area 15 Regional Planning Commission / AHEAD, Inc.决定。

AHEAD Regional Housing Trust Fund Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Repaid in full if ownership/occupancy changes during the loan term; otherwise amortized over 5, 7, or 10 years. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

AHEAD Regional Housing Trust Fund Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 居住要求：Property must be inside an incorporated city in Davis, Jefferson, Keokuk, Mahaska, Van Buren, or Wapello County。 At least one homebuyer must be employed and have filed Form 1040. AHEAD listed as loss payee on homeowner's insurance for life of loan. Property must occupy/maintain for life of loan.

AHEAD Regional Housing Trust Fund Down Payment Assistance Program将家庭收入限制在$100,000。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

AHEAD Regional Housing Trust Fund Down Payment Assistance Program可用于Single Family。 新建房屋符合条件。

AHEAD Regional Housing Trust Fund Down Payment Assistance Program服务于在Ottumwa，Iowa购房的购房者。 目标社区：Incorporated cities within the six-county Area 15 region。

AHEAD Regional Housing Trust Fund Down Payment Assistance Program的申请通过Area 15 Regional Planning Commission / AHEAD, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Continuous intake while funds available; reviewed within 30 days预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。