Greater Des Moines Habitat Homeownership: Direct (Down Payment Assistance)

Greater Des Moines Habitat Homeownership: Direct (Down Payment Assistance)是面向Des Moines，Iowa购房者的延期第二贷款，由Greater Des Moines Habitat for Humanity管理。 Homeownership: Direct lets income-qualified first-time buyers (50-80% AMI) shop on the open market in Polk, Dallas, or Jasper County, then provides up to $15,000 of down payment assistance plus a low-interest mortgage originated by Habitat and homebuyer education. Requires Habitat counseling, education, and 8-16 partnership (volunteer) hours. Up to $15,000 down payment assistance. Low-interest Habitat-originated mortgage. Buyer chooses any qualifying home on the open market. Homebuyer education and counseling included. 资金来自Greater Des Moines Habitat for Humanity。

Greater Des Moines Habitat Homeownership: Direct (Down Payment Assistance)提供最高$15,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Greater Des Moines Habitat for Humanity决定。

Greater Des Moines Habitat Homeownership: Direct (Down Payment Assistance)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Greater Des Moines Habitat Homeownership: Direct (Down Payment Assistance)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Habitat pre-purchase counseling plus 4-8 hours of online homebuyer education提供。 Requires 8-16 partnership/volunteer hours on Habitat sites or in ReStores. Buyer must be a first-time homebuyer with household income between 50% and 80% AMI. Home subject to inspection review.

Greater Des Moines Habitat Homeownership: Direct (Down Payment Assistance)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income between 50% and 80% of area median income for household size (Polk/Dallas/Jasper AMI). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Greater Des Moines Habitat Homeownership: Direct (Down Payment Assistance)可用于Single Family。

Greater Des Moines Habitat Homeownership: Direct (Down Payment Assistance)服务于在Des Moines，Iowa购房的购房者。

Greater Des Moines Habitat Homeownership: Direct (Down Payment Assistance)的申请通过Greater Des Moines Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。