Polk County Down Payment Assistance Program

Polk County Down Payment Assistance Program是面向Polk县，Iowa购房者的延期第二贷款，由Neighborhood Finance Corporation (NFC) on behalf of Polk County管理。 Polk County committed $5 million to a down payment assistance program enabling eligible low-income homebuyers to receive a $30,000 deferred loan at 0.00% interest. The deferred loan is paired with a fixed-rate first mortgage from a participating lender, and is administered by Neighborhood Finance Corporation (NFC). The loan requires no payments and is not repaid until the home is sold, is no longer the owner's primary residence, or in some instances when refinanced. Available as long as funds remain. $30,000 down payment assistance. 0% interest. Deferred (no monthly payments). Repaid only on sale/non-occupancy/refinance. Paired with fixed-rate first mortgage. 资金来自Polk County ($5 million commitment)。

Polk County Down Payment Assistance Program提供最高$30,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Neighborhood Finance Corporation (NFC) on behalf of Polk County决定。

Polk County Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Repaid when the home is sold, is no longer the owner's primary residence, or (in some instances) when refinanced。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Polk County Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程。 居住要求：Property must be an owner-occupied principal residence in Polk County。

Polk County Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household annual income at or below 80% of the area median income (specific dollar limits by household size are published in the program's income-limit table). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Polk County Down Payment Assistance Program可用于Single Family。

Polk County Down Payment Assistance Program服务于在Polk县，Iowa购房的购房者。

Polk County Down Payment Assistance Program的申请通过Neighborhood Finance Corporation (NFC) on behalf of Polk County办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through a participating first-mortgage lender预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。