本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 完成购房者教育课程,由Habitat for Humanity of North Central Iowa (budgeting and home maintenance classes)提供
- 居住要求:Must work or reside in the six-county service area (Cerro Gordo, Franklin, Hancock, Winnebago, Worth, Wright)
- 250 hours sweat equity per adult (max 500/family); demonstrate need, ability to pay, willingness to partner. Applications were not being accepted at time of research (notification list) — confirm open window before publish.
- 位于Cerro Gordo County的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Cerro Gordo County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Cerro Gordo County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Cerro Gordo County的房屋Cerro Gordo County的房屋,以及本项目接受的房屋
- 76.5% 独栋独栋住宅
- 2.6% 联排联排别墅
- 5.1% 2–4个单元2–4个单元
- 12.7% 5+个单元公寓和共管公寓楼(5+个单元)
- 3.2% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$166,400
Cerro Gordo County房屋价值中位数
74.3%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Cerro Gordo County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Habitat for Humanity of North Central Iowa (budgeting and home maintenance classes)提供。
联系Habitat for Humanity of North Central Iowa预留资金
资金通过Periodic application cycles; notification list maintained while closed预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Habitat for Humanity of North Central Iowa Homeownership Program是什么?
Habitat for Humanity of North Central Iowa Homeownership Program是面向Mason City,Iowa购房者的首付援助,由Habitat for Humanity of North Central Iowa管理。 Habitat for Humanity of North Central Iowa builds and sells homes to income-qualified partner families in its six-county service area (Cerro Gordo, Franklin, Hancock, Winnebago, Worth, Wright). Selected families purchase the home with affordable monthly payments based on income, contribute sweat equity, and complete homebuyer education. Purchase of a Habitat-built home with affordable monthly payments (principal, taxes, insurance) based on income. Sweat equity. 资金来自Habitat for Humanity of North Central Iowa (donations, recycled mortgage payments, sponsors)。
需要偿还吗?
Habitat for Humanity of North Central Iowa Homeownership Program是首付援助,按Habitat for Humanity of North Central Iowa设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Habitat for Humanity of North Central Iowa Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由Habitat for Humanity of North Central Iowa (budgeting and home maintenance classes)提供。 居住要求:Must work or reside in the six-county service area (Cerro Gordo, Franklin, Hancock, Winnebago, Worth, Wright)。 250 hours sweat equity per adult (max 500/family); demonstrate need, ability to pay, willingness to partner. Applications were not being accepted at time of research (notification list) — confirm open window before publish.
收入限制是多少?
Habitat for Humanity of North Central Iowa Homeownership Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Total income up to ~80% AMI with min/max ranges by family size: 1p $18,790-$50,083 ... 4p $26,825-$71,525 ... 8p $35,425-$94,433. 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Habitat for Humanity of North Central Iowa Homeownership Program可用于Single Family。 新建房屋符合条件。
适用于哪些地区?
Habitat for Humanity of North Central Iowa Homeownership Program服务于在Mason City,Iowa购房的购房者。
如何申请?
Habitat for Humanity of North Central Iowa Homeownership Program的申请通过Habitat for Humanity of North Central Iowa办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Periodic application cycles; notification list maintained while closed预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Cerro Gordo County购房者面向Cerro Gordo County购房者的其他项目
- FHLB Des Moines Native American Homeownership Initiative (NAHI) Grant最高$25,000
- FHLB Des Moines Home$tart Down Payment Grant最高$15,000
- GreenState H.O.M.E. Loan & Grant Program最高$5,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Cerro Gordo County的全部70个项目项目条款由Habitat for Humanity of North Central Iowa设定,并可能变化;申请前请在官方网站上确认。