本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 完成购房者教育课程,由Finally Home! online homebuyer education (Idaho Housing) must be completed prior to closing.提供
- 居住要求:Local workforce ties for Category L homes.
- Resale/deed restrictions and net-worth cap (Category L). Buyer must separately qualify with IHFA for the 40% DPA. Recapture/appreciation terms governed by CLT ground lease (specifics not published on page).
- 位于Blaine County的房屋
不适用于
- 预制房屋
- 收入超过地区收入中位数80%的家庭
- Blaine County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Blaine County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Blaine County的房屋Blaine County的房屋
- 62.9% 独栋独栋住宅
- 5.4% 联排联排别墅
- 14.3% 2–4个单元2–4个单元
- 15.8% 5+个单元公寓和共管公寓楼(5+个单元)
- 1.7% 活动房屋及其他活动房屋及其他
$735,300
Blaine County房屋价值中位数
38%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Blaine County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Finally Home! online homebuyer education (Idaho Housing) must be completed prior to closing.提供。
联系ARCH Community Housing Trust预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
ARCH Community Land Trust Homeownership (Blaine County)是什么?
ARCH Community Land Trust Homeownership (Blaine County)是面向Hailey,Idaho购房者的增值共享贷款,由ARCH Community Housing Trust管理。 ARCH Community Housing Trust is Blaine County's community land trust, delivering permanently affordable, deed-restricted homeownership since 2005. ARCH finances homes through federally funded (HUD HOME, 80% AMI / Category 4) and privately funded local-workforce (Category L) programs, and buyers of certain ARCH homes can qualify through IHFA for up to 40% down payment assistance. Permanently affordable deed-restricted homes. Up to 40% IHFA down payment assistance on qualifying homes. Income-limited and no-income-limit workforce tracks. Below-market purchase prices. 资金来自HUD HOME funds (Category 4 homes) and private/partnership funds (Category L workforce homes); paired with IHFA down payment assistance.
需要偿还吗?
ARCH Community Land Trust Homeownership (Blaine County)是增值共享贷款,按ARCH Community Housing Trust设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
ARCH Community Land Trust Homeownership (Blaine County)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由Finally Home! online homebuyer education (Idaho Housing) must be completed prior to closing.提供。 居住要求:Local workforce ties for Category L homes. Resale/deed restrictions and net-worth cap (Category L). Buyer must separately qualify with IHFA for the 40% DPA. Recapture/appreciation terms governed by CLT ground lease (specifics not published on page).
收入限制是多少?
ARCH Community Land Trust Homeownership (Blaine County)将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Category 4 homes: household income at or below 80% AMI. 2026 Blaine County limits: 1 $56,240; 2 $64,240; 3 $72,320; 4 $80,320; 5 $86,720; 6 $93,200. Category L workforce homes have no income limit (net-worth cap applies). 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为6。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
适用于哪些地区?
ARCH Community Land Trust Homeownership (Blaine County)服务于在Hailey,Idaho购房的购房者。
如何申请?
ARCH Community Land Trust Homeownership (Blaine County)的申请通过ARCH Community Housing Trust办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Blaine County购房者面向Blaine County购房者的其他项目
- FHLB Des Moines Native American Homeownership Initiative (NAHI) Grant最高$25,000
- FHLB Des Moines Home$tart Down Payment Assistance Grant最高$15,000
- Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)最高$2,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Blaine County的全部74个项目项目条款由ARCH Community Housing Trust设定,并可能变化;申请前请在官方网站上确认。