Habitat for Humanity Idaho Falls Area Homeownership Program

Habitat for Humanity Idaho Falls Area Homeownership Program是面向Idaho Falls，Idaho购房者的首付援助，由Habitat for Humanity Idaho Falls Area管理。 Habitat for Humanity Idaho Falls Area sells homes to qualifying low-income families with a no-interest (0%), no-profit mortgage, with homes mostly built by volunteers. Applicants must have lived in Southeast/East Idaho for at least one year, be a U.S. citizen/permanent resident or have work authorization, demonstrate need, fall within income and DTI limits, and complete 300 hours of sweat equity. A mandatory orientation meeting (preregistration required) is the entry point. Homes are owner-occupied only with resale restrictions and a Habitat right of first purchase until payoff. 0% interest mortgage. No-profit home price. Sweat equity substitutes for down payment. Volunteer-built keeps cost low.

Habitat for Humanity Idaho Falls Area Homeownership Program是首付援助，按Habitat for Humanity Idaho Falls Area设定的条款偿还。 触发还款的情形：Standard mortgage payments; Habitat holds right of first purchase on resale; owner-occupancy/resale restrictions until mortgage paid off。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity Idaho Falls Area Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程。 居住要求：Resident of Southeast/East Idaho for a minimum of one year; U.S. citizen, permanent resident, or documented right to work。 Mandatory preregistered orientation meeting to apply; 1-year SE Idaho residency; 300 hours sweat equity; owner-occupancy and no-rental rules until payoff.

Habitat for Humanity Idaho Falls Area Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income must fall within current income limits (up to ~80% AMI) and meet debt-to-income requirements; a minimum income (~25% threshold) is also required. Income verified at application. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity Idaho Falls Area Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity Idaho Falls Area Homeownership Program服务于在Idaho Falls，Idaho购房的购房者。

Habitat for Humanity Idaho Falls Area Homeownership Program的申请通过Habitat for Humanity Idaho Falls Area办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。