Habitat for Humanity of North Idaho Homeownership Program

Habitat for Humanity of North Idaho Homeownership Program是面向Coeur d'Alene，Idaho购房者的首付援助，由Habitat for Humanity of North Idaho, Inc.管理。 Habitat for Humanity of North Idaho has provided affordable homeownership in Kootenai County since 1988 through new (primarily condo-style) construction and the rehabilitation/resale of existing homes. Qualification is based on need (priority to households at or below 80% AMI, up to 100% in some cases), ability to pay an affordable mortgage with reasonable credit and stable income, and willingness to partner by completing 250 sweat-equity hours per adult over roughly 12-18 months. The affiliate is a licensed mortgage lender (NMLS #1672570). Affordable no-profit mortgage. Condo-style homes lower entry cost. Sweat equity substitutes for cash down payment. Financial and homebuyer education included.

Habitat for Humanity of North Idaho Homeownership Program是首付援助，按Habitat for Humanity of North Idaho, Inc.设定的条款偿还。 触发还款的情形：Standard mortgage payments; resale restrictions per Habitat agreement。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of North Idaho Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程。 居住要求：Serves low-to-medium income residents of Kootenai County。 Every adult in household must complete 250 sweat-equity hours; satisfactory credit and stable income required; serves Kootenai County only.

Habitat for Humanity of North Idaho Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Priority to households at or below 80% of Kootenai County AMI; some up to 100% AMI may be considered depending on availability and funding. Income limits based on household size (per posted 100% Income Limits chart effective 5.28.26). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of North Idaho Homeownership Program可用于Single Family和Condo。 新建房屋符合条件。

Habitat for Humanity of North Idaho Homeownership Program服务于在Coeur d'Alene，Idaho购房的购房者。

Habitat for Humanity of North Idaho Homeownership Program的申请通过Habitat for Humanity of North Idaho, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。