Habitat for Humanity of the Magic Valley Homeownership Program

Habitat for Humanity of the Magic Valley Homeownership Program是面向Twin Falls，Idaho购房者的首付援助，由Habitat for Humanity of the Magic Valley, Inc.管理。 Habitat for Humanity of the Magic Valley covers seven counties and sells homes to qualifying families at zero profit and zero interest, charging only the cost of the home. Eligible households must earn between 30% and 60% of their county's median income, have at least one year of qualifying income, currently lack adequate shelter, and must not have owned a home in the past three years. Partner families contribute 300-500 hours of sweat equity (treated as the down payment) and complete homeowner education. Applications are available only by attending a mandatory family-selection meeting. 0% interest mortgage. No-profit home price. Sweat equity replaces down payment. Homeowner education provided.

Habitat for Humanity of the Magic Valley Homeownership Program是首付援助，按Habitat for Humanity of the Magic Valley, Inc.设定的条款偿还。 触发还款的情形：Standard mortgage payments。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of the Magic Valley Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must not currently own a home and must not have owned a home within the last 3 years。 须参加购房者教育课程。 居住要求：Resident of the seven-county Magic Valley service area; minimum 1 year of qualifying income from the same source; lack of adequate shelter。 Must attend a mandatory family-selection meeting (reservations required) to receive an application; income 30-60% AMI; no home ownership in past 3 years; enrollment opens in cycles.

Habitat for Humanity of the Magic Valley Homeownership Program的收入限制如下：Household income must be between 30% and 60% of the county Area/Adjusted Median Income for the county of residence (seven-county service area). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of the Magic Valley Homeownership Program可用于Single Family。 新建房屋符合条件。

Habitat for Humanity of the Magic Valley Homeownership Program服务于在Twin Falls，Idaho购房的购房者。

Habitat for Humanity of the Magic Valley Homeownership Program的申请通过Habitat for Humanity of the Magic Valley, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。