South Central Community Action Partnership (SCCAP) Self-Help Housing Program

South Central Community Action Partnership (SCCAP) Self-Help Housing Program是面向Twin Falls，Idaho购房者的首付援助，由South Central Community Action Partnership (SCCAP)管理。 South Central Community Action Partnership has run a USDA-funded Mutual Self-Help Housing program for over 20 years (116+ homes completed) in which groups of 4-10 families build their own homes together under an SCCAP construction supervisor. Families provide 65% of the labor (35 hours/week) and the sweat equity replaces any cash down payment, giving roughly $40,000-$60,000 in instant equity at move-in. Financing is 100% through USDA Section 502 mortgages, with payments subsidized to as low as 1% interest. No down payment. Subsidized payment as low as 1% interest. 100% financing from construction to homeownership. $40,000-$60,000 instant equity at move-in. 资金来自USDA Rural Development (Mutual Self-Help Housing); USDA Section 502 mortgages。

South Central Community Action Partnership (SCCAP) Self-Help Housing Program是首付援助，按South Central Community Action Partnership (SCCAP)设定的条款偿还。 触发还款的情形：USDA 502 mortgage payments (100% financing from construction to homeownership)。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

South Central Community Action Partnership (SCCAP) Self-Help Housing Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Fairly good credit; credit check required。 居住要求：Legal resident or U.S. citizen; serves USDA-eligible rural areas including Cassia and Twin Falls Counties (offices in Twin Falls and Burley)。 Underlying USDA 502 mortgage subsidized as low as 1% interest. Must commit 35 hours/week of build-site labor; credit check required; meet USDA income guidelines (generally 50-80% AMI); USDA-eligible rural area.

South Central Community Action Partnership (SCCAP) Self-Help Housing Program的收入限制如下：Must meet USDA income guidelines; generally serves families earning between 50% and 80% of area median income. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

South Central Community Action Partnership (SCCAP) Self-Help Housing Program可用于Single Family。 新建房屋符合条件。

South Central Community Action Partnership (SCCAP) Self-Help Housing Program服务于在Twin Falls，Idaho购房的购房者。

South Central Community Action Partnership (SCCAP) Self-Help Housing Program的申请通过South Central Community Action Partnership (SCCAP)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。