NeighborWorks Boise Down Payment Assistance and Forgivable Grants

NeighborWorks Boise Down Payment Assistance and Forgivable Grants是面向Boise，Idaho购房者的可免除贷款，由NeighborWorks Boise (NeighborWorks Lending, NMLS #2881)管理。 NeighborWorks Boise is Idaho's only nonprofit (501(c)(3)) mortgage broker and a CDFI-affiliated lender. It offers down payment assistance, forgivable grants, and other homebuyer financing tailored to low- and moderate-income buyers, including its Dream Loan product. It also packages City of Boise DPA, HOME-funded DPA, and Workforce Housing DPA, and provides the required homebuyer education. Serves buyers statewide in Idaho. Down payment assistance and forgivable grants for qualified LMI borrowers (availability varies); access to below-market Dream Loan financing and packaging of City of Boise, HOME funds, and Workforce Housing DPA programs. 资金来自CDFI Fund, state agency programs, HOME funds, City of Boise CDBG, and other grant sources。

NeighborWorks Boise Down Payment Assistance and Forgivable Grants是可免除贷款，满足项目条件后余额即被免除。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

NeighborWorks Boise Down Payment Assistance and Forgivable Grants面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Credit score requirement varies by underlying first-mortgage product (e.g., ~620 conventional, ~580 FHA)。 须参加购房者教育课程，由NeighborWorks Boise Homebuyer Education (live version of Idaho Housing Finally Home! course)提供。 Forgivable grants and specific DPA options offered depending on availability and funding. NeighborWorks packages multiple DPA sources. Borrowers must complete NeighborWorks Boise / Finally Home! homebuyer education. Exact grant amounts, forgiveness terms, and interest rates for NeighborWorks' own grants are not published and vary by funding source.

NeighborWorks Boise Down Payment Assistance and Forgivable Grants将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Down payment assistance available to borrowers at or below 80% of Area Median Income. Household income limits cited: 1=$59,950; 2=$68,500; 3=$77,050; 4=$85,600; 5=$92,450. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

NeighborWorks Boise Down Payment Assistance and Forgivable Grants服务于在Boise，Idaho购房的购房者。

NeighborWorks Boise Down Payment Assistance and Forgivable Grants的申请通过NeighborWorks Boise (NeighborWorks Lending, NMLS #2881)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Inquiry/application through NeighborWorks Boise lending team; subject to funding availability预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。