NeighborWorks Pocatello Down Payment Assistance

NeighborWorks Pocatello Down Payment Assistance是面向Pocatello，Idaho购房者的补助金。 NeighborWorks Pocatello (NWP) - a NeighborWorks America-chartered CDFI Community Development Corporation - provides repayable secondary down payment and closing-cost assistance loans to homebuyers purchasing 1-4 unit owner-occupied properties in 11 Eastern/Southeastern Idaho counties (Bannock, Bear Lake, Bingham, Bonneville, Caribou, Franklin, Jefferson, Oneida, Fremont, Madison, Power). Open to non-first-time homebuyers. Income limit $170,000; liquid assets under $25,000; minimum $500 borrower contribution; maximum 50% DTI; no late payments in last 12 months. Mandatory NWP HomeBuyer Education class. NeighborWorks Pocatello (a CDFI / NeighborWorks America chartered Community Development Corporation) offers a repayable secondary down payment and closing-cost assistance loan to homebuyers in 11 Eastern/Southeastern Idaho counties. Borrower contributes only $500 of their own funds (earnest money satisfies). NOT a first-time-homebuyer-only program. Loan can cover closing costs but cannot satisfy the FHA 3.5% minimum borrower investment. Mandatory NWP HomeBuyer Education class. Maximum DTI 50%. No late payments in last 12 months. Liquid assets must be under $25,000 at closing. 资金来自Nonprofit、CDFI、NeighborWorks和Local。

NeighborWorks Pocatello Down Payment Assistance属于补助金，因此无需偿还。 触发还款的情形：Monthly amortizing payments和balance due at sale, refinance, or non-occupancy。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

NeighborWorks Pocatello Down Payment Assistance面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Per NWP and primary lender underwriting; no late payments in last 12 months。 须参加购房者教育课程，由NeighborWorks Pocatello HomeBuyer Education class (in-person or via eHomeAmerica online: ehomeamerica.org/nwpocatello)提供。 居住要求：Property must be in one of 11 NWP-eligible counties (Bannock, Bear Lake, Bingham, Bonneville, Caribou, Franklin, Jefferson, Oneida, Fremont, Madison, or Power) and used as borrower's primary residence (1-4 unit owner-occupied)。 公民身份或移民身份：U.S. citizen or qualifying non-citizen with eligible immigration status。 Property must be located in one of 11 Eastern/Southeastern Idaho counties: Bannock, Bear Lake, Bingham, Bonneville, Caribou, Franklin, Jefferson, Oneida, Fremont, Madison, or Power. Household income limited to $170,000. Liquid assets must be less than $25,000 at the time of closing. Borrower does NOT have to be first-time homebuyer. Must complete NeighborWorks Pocatello HomeBuyer Education class. Borrower must contribute $500 of their own money (earnest money can satisfy this). DTI maximum 50%. No late payments in last 12 months. Property must be 1-4 unit owner-occupied. NOTE: Loan will not satisfy FHA's 3.5% minimum borrower down payment requirement, but may be applied to closing costs on FHA loans.

NeighborWorks Pocatello Down Payment Assistance将家庭收入限制在$170,000。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

NeighborWorks Pocatello Down Payment Assistance的房价上限如下：Per first-mortgage product overlays; no published NWP cap。 符合条件的房屋类型包括1-4 unit owner-occupied residential property (single-family, duplex, triplex, fourplex)。 新建房屋符合条件。 预制房屋符合条件。

NeighborWorks Pocatello Down Payment Assistance服务于在Pocatello，Idaho购房的购房者。

NeighborWorks Pocatello Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Direct application to NeighborWorks Pocatello at 208-232-9468; restrictions apply per office consultation预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。