NeighborWorks Pocatello USDA Mutual Self-Help Housing Program

NeighborWorks Pocatello USDA Mutual Self-Help Housing Program是面向American Falls，Idaho购房者的首付援助，由Pocatello Neighborhood Housing Services dba NeighborWorks Pocatello管理。 NeighborWorks Pocatello, awarded a USDA Section 523 Mutual Self-Help Housing Technical Assistance Grant, helps low- and very-low-income families achieve homeownership through sweat equity by building their own homes together under professional supervision in American Falls, Idaho. The affiliate seeks six families to build homes as a group, with all families working on all six homes and no one moves in until every home is finished. This is distinct from NeighborWorks Pocatello's down payment/closing-cost assistance loan. Sweat equity replaces cash down payment. USDA-subsidized financing. Build-your-own-home model. Targets families shut out of conventional loans. 资金来自USDA Rural Development Section 523 Mutual Self-Help Housing Technical Assistance Grant。

NeighborWorks Pocatello USDA Mutual Self-Help Housing Program是首付援助，按Pocatello Neighborhood Housing Services dba NeighborWorks Pocatello设定的条款偿还。 触发还款的情形：USDA Section 502 mortgage payments (financing obtained separately through USDA Rural Development)。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

NeighborWorks Pocatello USDA Mutual Self-Help Housing Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Acceptable credit required。 居住要求：Eligible rural area (American Falls / Power County); must be unable to easily obtain conventional financing。 Must commit ~30 hours/week of build-site labor for ~12 months; group build; rural area eligibility; demonstrated inability to obtain conventional financing.

NeighborWorks Pocatello USDA Mutual Self-Help Housing Program的收入限制如下：Low- and very-low-income families; income limits based on household size per USDA Rural Development guidelines for the area. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

NeighborWorks Pocatello USDA Mutual Self-Help Housing Program可用于Single Family。 新建房屋符合条件。

NeighborWorks Pocatello USDA Mutual Self-Help Housing Program服务于在American Falls，Idaho购房的购房者。

NeighborWorks Pocatello USDA Mutual Self-Help Housing Program的申请通过Pocatello Neighborhood Housing Services dba NeighborWorks Pocatello办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。