City of Joliet Down Payment Assistance Program

City of Joliet Down Payment Assistance Program是面向Joliet，Illinois购房者的延期第二贷款，由City of Joliet Neighborhood Services Division (processed via Will County Center for Community Concerns)管理。 The City of Joliet offers down payment and closing-cost assistance to income-eligible first-time homebuyers purchasing within Joliet city limits, as a 0% interest deferred second-mortgage loan repaid only if the home is sold, refinanced, or no longer the buyer's principal residence. Funded with federal HOME/CDBG dollars and processed in partnership with the Will County Center for Community Concerns. Down payment and closing cost assistance. 0% interest. No monthly payments (deferred). 资金来自Federal HOME and/or CDBG funds from HUD via the City of Joliet。

City of Joliet Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Repayment triggered on sale, refinance, transfer of title, or when the home ceases to be the buyer's principal residence. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Joliet Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Applicant must not have owned a home in the past three years. 关于信用，该项目说明：Not specified on official source; buyer must qualify for a first mortgage with a participating lender. 须参加购房者教育课程，由Will County Center for Community Concerns (HUD-approved, free).提供。 居住要求：Property must be within the City of Joliet city limits.

City of Joliet Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at/below 80% AMI for the Chicago-Naperville-Joliet HUD Metro FMR Area, adjusted by size. By-household-size dollar limits could not be confirmed (joliet.gov renders via JavaScript; income-limit PDF not retrievable). Contact Neighborhood Services for the current table. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Joliet Down Payment Assistance Program的房价上限如下：Must comply with HOME/CDBG max purchase price for the area; not in a 100-year floodplain; must pass inspection. Exact maximum not confirmed. 符合条件的房屋类型包括Single Family、Townhouse、Condo和Manufactured。 新建房屋符合条件。 预制房屋符合条件。

City of Joliet Down Payment Assistance Program服务于在Joliet，Illinois购房的购房者。

City of Joliet Down Payment Assistance Program的申请通过City of Joliet Neighborhood Services Division (processed via Will County Center for Community Concerns)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。