Community Partners for Affordable Housing (CPAH) Lake County Down Payment Assistance Program

Community Partners for Affordable Housing (CPAH) Lake County Down Payment Assistance Program是面向Lake County (all municipalities)，Illinois购房者的可免除贷款，由Community Partners for Affordable Housing (CPAH)管理。 Community Partners for Affordable Housing (CPAH) offers eligible Lake County first-time homebuyers up to $13,999 toward down payment, closing costs, or interest rate buydown in the form of a 0% interest forgivable loan. The loan is forgiven at 1/60th per month, fully extinguishing after 5 years of owner-occupancy. Buyers must not exceed 80% AMI, must purchase a 1-unit single-family home valued up to $304,950, contribute at least $1,000 or 1% down, and complete CPAH's in-person homebuyer education and individual counseling. Up to $13,999 in down payment/closing cost/rate buydown assistance. 0% interest, no monthly payment. 5-year prorated forgiveness. Covers all Lake County municipalities. CPAH education and counseling included.

Community Partners for Affordable Housing (CPAH) Lake County Down Payment Assistance Program提供最高$13,999的援助。 购房者自付部分：Buyer must contribute $1,000 or 1% of purchase price, whichever is greater。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Community Partners for Affordable Housing (CPAH)决定。

Community Partners for Affordable Housing (CPAH) Lake County Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale, transfer of title, or cessation of primary residence within 5 years; forgiven 1/60th per month。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Community Partners for Affordable Housing (CPAH) Lake County Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Displaced homemakers and single parents who previously only owned a home with a former spouse are eligible。 关于信用，该项目说明：Must qualify with a CPAH participating lender; no published minimum score。 须参加购房者教育课程，由CPAH in-person homebuyer education class and individual counseling required提供。 居住要求：Property must be located in Lake County, Illinois。 Must use a CPAH participating lender. Full DAP Buyer Guidelines available at program URL (English and Spanish). Must not own other residential real estate. Home inspection required.

Community Partners for Affordable Housing (CPAH) Lake County Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income cannot exceed 80% of Chicago-Naperville-Joliet HUD Metro Area AMI, adjusted for household size. 2024 4-person 80% AMI = $89,700 (Chicago MSA). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Community Partners for Affordable Housing (CPAH) Lake County Down Payment Assistance Program将房价上限设为$304,950。 符合条件的房屋类型包括Single Family。 预制房屋不符合条件。

Community Partners for Affordable Housing (CPAH) Lake County Down Payment Assistance Program服务于在Lake County (all municipalities)，Illinois购房的购房者。

Community Partners for Affordable Housing (CPAH) Lake County Down Payment Assistance Program的申请通过Community Partners for Affordable Housing (CPAH)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served; contact CPAH to begin intake预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。