Habitat for Humanity of Champaign County Homeownership Program

Habitat for Humanity of Champaign County Homeownership Program是面向Champaign，Illinois购房者的第一抵押贷款，由Habitat for Humanity of Champaign County管理。 Habitat for Humanity of Champaign County partners with income-eligible families (30%-60% AMI) to build and purchase homes through a 0% interest mortgage capped at 30% of gross income. 300 sweat equity hours required. The 2026 application window is open with a postmark deadline of June 16, 2026. 0% interest mortgage. Payment capped at 30% of income. No cash down payment. HUD-approved housing counseling. ADA-compliant single-story homes. 资金来自Habitat for Humanity of Champaign County private/nonprofit; United Way partnership。

Habitat for Humanity of Champaign County Homeownership Program是第一抵押贷款，按Habitat for Humanity of Champaign County设定的条款偿还。 触发还款的情形：Sale, transfer, or refinance。 该援助以first顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Champaign County Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Steady income; no current/pending defaults, unpaid judgements or liens。 须参加购房者教育课程，由Habitat Champaign County classes; HUD-Approved Housing Counseling Agency on site提供。 Must have genuine need for adequate housing. 300 sweat equity hours. 2026 application postmarked by June 16, 2026. Income dollar limits not published; contact agency.

Habitat for Humanity of Champaign County Homeownership Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Champaign County Homeownership Program的房价上限如下：Homes sold at affordable price; payment capped at 30% of gross monthly income。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of Champaign County Homeownership Program服务于在Champaign，Illinois购房的购房者。

Habitat for Humanity of Champaign County Homeownership Program的申请通过Habitat for Humanity of Champaign County办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Annual application window; 2026 application postmark deadline June 16, 2026预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。