Habitat for Humanity of Danville Homeownership Program

Habitat for Humanity of Danville Homeownership Program是面向Danville，Illinois购房者的第一抵押贷款，由Habitat for Humanity of Danville, Inc.管理。 Habitat for Humanity of Danville partners with income-eligible families (40%-80% AMI) to construct or renovate homes in Danville/Vermilion County. Families contribute 200 sweat equity hours, attend education, and purchase via a 0% interest 30-year mortgage capped at an affordable payment. 0% interest 30-year mortgage. Payment capped at affordable level. No cash down payment required. Homeownership education included. 资金来自Habitat for Humanity of Danville private/nonprofit。

Habitat for Humanity of Danville Homeownership Program是第一抵押贷款，按Habitat for Humanity of Danville, Inc.设定的条款偿还。 触发还款的情形：Sale, transfer, or refinance。 该援助以first顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Danville Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Displaced homemaker; single parent who only owned with former spouse; owned only non-code-compliant property。 关于信用，该项目说明：Credit review; no unpaid collections over $1,000。 须参加购房者教育课程，由Habitat for Humanity of Danville workshops提供。 居住要求：Lived or worked in service area (Vermilion County) for at least one year。 公民身份或移民身份：U.S. citizen or permanent resident。 Must not have owned home in past 3 years (limited exceptions); no unpaid collections over $1,000; no bankruptcy/evictions/foreclosures within 3 years; 200 sweat equity hours. Income dollar limits shown as image; phone not published.

Habitat for Humanity of Danville Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Danville Homeownership Program的房价上限如下：Homes priced based on affordability; payment capped at 30% of gross monthly income。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of Danville Homeownership Program服务于在Danville，Illinois购房的购房者。

Habitat for Humanity of Danville Homeownership Program的申请通过Habitat for Humanity of Danville, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Interest list; applications opened publicly when ready预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。