Habitat for Humanity of McLean County Homeownership Program

Habitat for Humanity of McLean County Homeownership Program是面向Bloomington; Normal，Illinois购房者的第一抵押贷款，由Habitat for Humanity of McLean County管理。 Habitat for Humanity of McLean County provides 0% interest mortgages on newly built affordable homes in the Bloomington-Normal area (McLean County), Illinois. Families are selected by volunteer committee based on housing need, willingness to partner (sweat equity), and ability to pay. A multi-church partnership model involves multiple faith communities in construction. 0% interest mortgage. Community-built with faith-community partnerships. Sweat equity involvement. Affordable payment structure. 资金来自Habitat for Humanity of McLean County organizational funds, church partnerships, donations。

Habitat for Humanity of McLean County Homeownership Program是第一抵押贷款，按Habitat for Humanity of McLean County设定的条款偿还。 触发还款的情形：Full repayment on sale; payments fund future Habitat homes。 该援助以First lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of McLean County Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Housing need criteria requires inadequate, overcrowded, transitional, government-subsidized, or unaffordable current housing。 关于信用，该项目说明：Specific credit score not stated on public website; reviewed holistically by selection committee. Contact 309-827-3931 for current underwriting standards. 须参加购房者教育课程，由Homeowner classes required (organization-specific); contact Habitat McLean County for details提供。 居住要求：McLean County, Illinois (Bloomington-Normal area)。 Income limits and specific credit/hour requirements not fully published — contact 309-827-3931 for current application openings and qualifying criteria. Non-proselytizing per Habitat International policy.

Habitat for Humanity of McLean County Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of McLean County Homeownership Program的房价上限如下：Purchase price = subsidized cost of Habitat-built home。 符合条件的房屋类型包括single-family (Habitat-built)。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of McLean County Homeownership Program服务于在Bloomington; Normal，Illinois购房的购房者。

Habitat for Humanity of McLean County Homeownership Program的申请通过Habitat for Humanity of McLean County办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application-based; contact organization at 309-827-3931 for current openings预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。