本页面由机器翻译。英文版本为原文。
NHS Chicago / NLS Down Payment Assistance Grant
NHS Chicago / NLS Down Payment Assistance Grant是面向Chicago,Illinois购房者的补助金,由Neighborhood Housing Services of Chicago (NHS Chicago) / Neighborhood Lending Services, Inc. (NLS)管理。
该项目要求
- 房屋作为主要住所自住
- 关于信用:NLS loan originator evaluates credit and qualifications during application
- 完成购房者教育课程,由NHS Chicago homebuyer education; eHome America self-paced online option提供
- 居住要求:City of Chicago
- Must obtain primary mortgage through NLS (NHS's lending arm). Specific grant amount depends on which grant programs the borrower qualifies for as identified by NLS loan originator. NLS is a licensed Illinois Residential Mortgage Banker (MB.6850297). Apply at nls.mymortgage-online.com or call NLS at 773-716-3505. [orig: assistance_amount: Up to $30,000]
- 位于Chicago市界内的房屋
不适用于
- 预制房屋
- Chicago以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Chicago的房屋Chicago的房屋
- 25.6% 独栋独栋住宅
- 3.5% 联排联排别墅
- 27.4% 2–4个单元2–4个单元
- 43.1% 5+个单元公寓和共管公寓楼(5+个单元)
- 0.3% 活动房屋及其他活动房屋及其他
$334,100
Chicago房屋价值中位数
75.2%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Chicago购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由NHS Chicago homebuyer education; eHome America self-paced online option提供。
联系Neighborhood Housing Services of Chicago (NHS Chicago) / Neighborhood Lending Services, Inc. (NLS)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
NHS Chicago / NLS Down Payment Assistance Grant是什么?
NHS Chicago / NLS Down Payment Assistance Grant是面向Chicago,Illinois购房者的补助金,由Neighborhood Housing Services of Chicago (NHS Chicago) / Neighborhood Lending Services, Inc. (NLS)管理。 Up to $30,000 in down payment/closing cost grants. True grant — no repayment required. Stackable with City of Chicago HomeGrown, MMRP, CHA DPA, and 3C Chicago grants. CDFI-backed affordable mortgage products. 3 Chicago office locations. 资金来自Multiple public and private funders; NHS Chicago institutional investors and philanthropic sources。
提供多少援助?
NHS Chicago / NLS Down Payment Assistance Grant提供最高$30,000的援助。 该项目可与City of Chicago HomeGrown Purchase Assistance; MMRP Purchase Assistance Grant; CHA DPA; 3C Chicago结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Neighborhood Housing Services of Chicago (NHS Chicago) / Neighborhood Lending Services, Inc. (NLS)决定。
需要偿还吗?
NHS Chicago / NLS Down Payment Assistance Grant属于补助金,因此无需偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
NHS Chicago / NLS Down Payment Assistance Grant面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:NLS loan originator evaluates credit and qualifications during application。 须参加购房者教育课程,由NHS Chicago homebuyer education; eHome America self-paced online option提供。 居住要求:City of Chicago。 Must obtain primary mortgage through NLS (NHS's lending arm). Specific grant amount depends on which grant programs the borrower qualifies for as identified by NLS loan originator. NLS is a licensed Illinois Residential Mortgage Banker (MB.6850297). Apply at nls.mymortgage-online.com or call NLS at 773-716-3505. [orig: assistance_amount: Up to $30,000].
收入限制是多少?
NHS Chicago / NLS Down Payment Assistance Grant的收入限制如下:Grant eligibility assessed by NLS loan originator based on borrower profile; income limits vary by funding source。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
NHS Chicago / NLS Down Payment Assistance Grant的房价上限如下:Home must be within City of Chicago。 新建房屋符合条件。 预制房屋不符合条件。
适用于哪些地区?
NHS Chicago / NLS Down Payment Assistance Grant服务于在Chicago,Illinois购房的购房者。
如何申请?
NHS Chicago / NLS Down Payment Assistance Grant的申请通过Neighborhood Housing Services of Chicago (NHS Chicago) / Neighborhood Lending Services, Inc. (NLS)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Chicago购房者面向Chicago购房者的其他项目
- Building Neighborhoods and Affordable Homes Program最高$100,000
- Chicago Home Buyer Assistance最高$60,000
- Habitat for Humanity Chicago Affordable Homeownership Program第一抵押贷款
两个项目能否结合使用,由各机构决定。申请前请先询问。
Chicago的全部75个项目项目条款由Neighborhood Housing Services of Chicago (NHS Chicago) / Neighborhood Lending Services, Inc. (NLS)设定,并可能变化;申请前请在官方网站上确认。