Chicago Home Buyer Assistance

Chicago Home Buyer Assistance是面向Chicago，Illinois购房者的可免除贷款。 The Chicago Home Buyer Assistance program provides up to $60,000 in down payment and closing cost assistance for eligible homebuyers purchasing a home in the City of Chicago. The program offers a forgivable loan administered by the City of Chicago Department of Housing in partnership with participating lenders. Assistance is forgiven over time if the borrower remains in the home as their primary residence. Up to $60,000 in forgivable loan assistance for down payment and closing costs. forgiven after 5 years if the home remains owner-occupied. available to first-time homebuyers purchasing in Chicago. compatible with FHA and Conventional loans. 资金来自Local Government。

Chicago Home Buyer Assistance提供最高$60,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Chicago Home Buyer Assistance在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale和No Longer Primary。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Chicago Home Buyer Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为620。 须参加购房者教育课程。 居住要求：No Requirement。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Property must be located within Chicago city limits; must complete HUD-approved homebuyer education course; loan is forgiven after 5 years if borrower maintains primary residency; administered by City of Chicago Department of Housing.

Chicago Home Buyer Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Chicago Home Buyer Assistance将房价上限设为$350,000。 符合条件的房屋类型包括Single Family、Condo和Townhouse。

Chicago Home Buyer Assistance服务于在Chicago，Illinois购房的购房者。

Chicago Home Buyer Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。