本页面由机器翻译。英文版本为原文。
South Suburban Housing Center Hazel Crest Down Payment Assistance Program
South Suburban Housing Center Hazel Crest Down Payment Assistance Program是面向Hazel Crest,Illinois购房者的补助金,由South Suburban Housing Center (SSHC) on behalf of Village of Hazel Crest管理。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 关于信用:Must qualify with a SSHC participating lender; no published minimum score
- 完成购房者教育课程,由SSHC Homebuyer Education Course and Home Purchase Counseling required提供
- 居住要求:Property must be located in Hazel Crest, IL
- Cannot own any other residential real estate at closing. Conventional financing and participating lenders only. Administered by SSHC on behalf of Village of Hazel Crest — contact SSHC at (708) 957-4674.
- 位于Hazel Crest市界内的房屋
不适用于
- 预制房屋
- 收入超过地区收入中位数120%的家庭
- Hazel Crest以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
120% Cook County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Hazel Crest的房屋Hazel Crest的房屋,以及本项目接受的房屋
- 77% 独栋独栋住宅
- 9% 联排联排别墅
- 2% 2–4个单元2–4个单元
- 12% 5+个单元公寓和共管公寓楼(5+个单元)
- 0% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$185,300
Hazel Crest房屋价值中位数
76.7%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Hazel Crest购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由SSHC Homebuyer Education Course and Home Purchase Counseling required提供。
联系South Suburban Housing Center (SSHC) on behalf of Village of Hazel Crest预留资金
资金通过First-come, first-served; contact SSHC to begin intake预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
South Suburban Housing Center Hazel Crest Down Payment Assistance Program是什么?
South Suburban Housing Center Hazel Crest Down Payment Assistance Program是面向Hazel Crest,Illinois购房者的补助金,由South Suburban Housing Center (SSHC) on behalf of Village of Hazel Crest管理。 The Village of Hazel Crest, administered by the South Suburban Housing Center, provides tiered down payment assistance grants up to $10,000 for first-time homebuyers purchasing in Hazel Crest. Grant amounts are based on household income relative to AMI: up to $10,000 for households below 60% AMI, $7,500 for 60–80% AMI, and $5,000 for 80–120% AMI. The 5-year forgivable grant requires completion of SSHC homebuyer education and counseling and use of a participating lender. Up to $10,000 down payment assistance grant. 5-year forgiveness schedule. Tiered by AMI income level. Covers up to 120% AMI. SSHC homebuyer education and counseling provided. 资金来自Village of Hazel Crest。
提供多少援助?
South Suburban Housing Center Hazel Crest Down Payment Assistance Program提供$5,000至$10,000的援助。 援助档次:Less than 60% AMI: $10,000; 60–80% AMI: $7,500; 80–120% AMI: $5,000。 购房者自付部分:Cannot own other residential real estate at closing; no stated buyer minimum cash contribution。 金额是该项目公布的上限,并非报价——具体每人的援助金额由South Suburban Housing Center (SSHC) on behalf of Village of Hazel Crest决定。
需要偿还吗?
South Suburban Housing Center Hazel Crest Down Payment Assistance Program属于补助金,因此无需偿还。 触发还款的情形:Sale, transfer of title, or non-primary residence within 5 years。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
South Suburban Housing Center Hazel Crest Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:Must qualify with a SSHC participating lender; no published minimum score。 须参加购房者教育课程,由SSHC Homebuyer Education Course and Home Purchase Counseling required提供。 居住要求:Property must be located in Hazel Crest, IL。 Cannot own any other residential real estate at closing. Conventional financing and participating lenders only. Administered by SSHC on behalf of Village of Hazel Crest — contact SSHC at (708) 957-4674.
收入限制是多少?
South Suburban Housing Center Hazel Crest Down Payment Assistance Program将家庭收入限制在地区收入中位数的120%,该数值因县和家庭人数而异。 Tiered by AMI using 2024 Chicago-Naperville-Joliet HUD Metro Area limits. 4-person: <60% AMI = $67,260; <80% AMI = $89,700; <120% AMI = $134,520. 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
South Suburban Housing Center Hazel Crest Down Payment Assistance Program的房价上限如下:1-unit properties only; no stated max purchase price in reviewed materials。 符合条件的房屋类型包括Single Family。 预制房屋不符合条件。
适用于哪些地区?
South Suburban Housing Center Hazel Crest Down Payment Assistance Program服务于在Hazel Crest,Illinois购房的购房者。 该项目针对特定区域:Village of Hazel Crest, IL only。 目标社区:Hazel Crest。
如何申请?
South Suburban Housing Center Hazel Crest Down Payment Assistance Program的申请通过South Suburban Housing Center (SSHC) on behalf of Village of Hazel Crest办理,该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served; contact SSHC to begin intake预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Hazel Crest购房者面向Hazel Crest购房者的其他项目
- West Cook Advantage Program (WCA)可免除
- FHLBank Chicago Downpayment Plus (DPP) Program最高$10,000
- FHLBank Chicago Downpayment Plus Advantage (DPP Advantage) Program最高$10,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Hazel Crest的全部71个项目项目条款由South Suburban Housing Center (SSHC) on behalf of Village of Hazel Crest设定,并可能变化;申请前请在官方网站上确认。