City of Fort Wayne Homebuyer Down Payment Assistance Program

City of Fort Wayne Homebuyer Down Payment Assistance Program是面向Fort Wayne，Indiana购房者的可免除贷款，由City of Fort Wayne Office of Housing and Neighborhood Services (administered with Pathfinder Services)管理。 Through a partnership between the City of Fort Wayne's Office of Housing and Neighborhood Services and Pathfinder Services, this program provides forgivable loans of up to $8,000 to help homebuyers with down payment, closing, and pre-paid costs on homes within Fort Wayne city limits. The assistance is funded with federal HUD dollars provided to the city. Twenty percent of the loan is forgiven for each full year of residency, with the loan fully forgiven after five years. Up to $8,000 forgivable loan for down payment, closing and pre-paid costs. 20% forgiven per year, fully forgiven after 5 years. No monthly payments. 资金来自U.S. Department of Housing and Urban Development (HUD) funds to the City of Fort Wayne。

City of Fort Wayne Homebuyer Down Payment Assistance Program提供最高$8,000的援助。 购房者自付部分：Homebuyer must contribute at least $1,000 toward the purchase of the home. 该项目可与Used alongside a primary mortgage from the buyer's chosen lender.结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Fort Wayne Office of Housing and Neighborhood Services (administered with Pathfinder Services)决定。

City of Fort Wayne Homebuyer Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Pro-rated repayment if the buyer stops occupying the home as primary residence or fails to maintain homeowner's insurance before the 5-year forgiveness period ends. 该援助以Subordinate (forgivable second lien)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Fort Wayne Homebuyer Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由City/Pathfinder-approved home-buyer education course required.提供。 居住要求：Home must be located within Fort Wayne city limits and occupied as primary residence.

City of Fort Wayne Homebuyer Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income up to 80% of area median income (AMI). (City has cited an example 4-person limit; confirm current HUD figure with the city.). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Fort Wayne Homebuyer Down Payment Assistance Program可用于Single Family。

City of Fort Wayne Homebuyer Down Payment Assistance Program服务于在Fort Wayne，Indiana购房的购房者。 目标社区：Fort Wayne city limits。

City of Fort Wayne Homebuyer Down Payment Assistance Program的申请通过City of Fort Wayne Office of Housing and Neighborhood Services (administered with Pathfinder Services)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Pre-screening by City staff; online application via Pathfinder Services预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。