Habitat for Humanity of Greater Fort Wayne Homeownership Program

Habitat for Humanity of Greater Fort Wayne Homeownership Program是面向Fort Wayne，Indiana购房者的第一抵押贷款，由Habitat for Humanity of Greater Fort Wayne管理。 Habitat for Humanity of Greater Fort Wayne (serving Allen, Huntington, and Wells Counties) sells Habitat-built homes to qualified low- to moderate-income families through an affordable mortgage with a monthly payment capped at 26% of gross monthly income. ADA-compliant builds available. Affordable Habitat-financed mortgage; monthly payment not to exceed 26% of gross monthly income; new construction homes (1,100-1,400 sq ft, 3-4 bedrooms); ADA-compliant builds; homeownership education. 资金来自Habitat GFW revolving mortgage fund; City of Fort Wayne; FHLBank Indianapolis; Foellinger Foundation; corporate sponsors。

Habitat for Humanity of Greater Fort Wayne Homeownership Program是第一抵押贷款，按Habitat for Humanity of Greater Fort Wayne设定的条款偿还。 该援助以1st顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Greater Fort Wayne Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must not have owned a home within the last 2 years。 须参加购房者教育课程，由Habitat GFW required homeownership classes (part of sweat equity hours)提供。 居住要求：Must have lived or worked in Allen County for at least 12 months。 公民身份或移民身份：Equal housing opportunity。 Must have lived or worked in Allen County for at least 12 months. Must not be a current homeowner or have owned within last 2 years. Financial need required. Collections/judgments must be resolvable before closing. At least 2 years since bankruptcy discharge or foreclosure. Must save $2,000 for closing costs. Must complete sweat equity and education classes. Background/sex offender checks. $30 application fee. Program takes 18-24 months.

Habitat for Humanity of Greater Fort Wayne Homeownership Program的收入限制如下：Allen County 2025-26: 1-person $30,000-$53,300; 4-person $33,000-$76,100; 8-person $55,720-$100,500. Upper limit ~80% AMI; minimum income floor also applies. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Greater Fort Wayne Homeownership Program可用于single_family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of Greater Fort Wayne Homeownership Program服务于在Fort Wayne，Indiana购房的购房者。

Habitat for Humanity of Greater Fort Wayne Homeownership Program的申请通过Habitat for Humanity of Greater Fort Wayne办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。