看看您可能符合哪些条件

本页面由机器翻译。英文版本为原文。

市级项目延期

City of Mishawaka Homeownership Down Payment Assistance (HSS-1)

City of Mishawaka Homeownership Down Payment Assistance (HSS-1)是面向Mishawaka,Indiana购房者的延期第二贷款,由City of Mishawaka Planning and Community Development Department管理。

最近核实于来源:City of Mishawaka Planning and Community Development Department

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 居住要求:Purchase property within City of Mishawaka city limits
  • Administered through St. Joseph County Housing Consortium. Program specifics by contacting Laura Viramontes, Grant Manager, lviramontes@mishawaka.in.gov. Works with Community Homebuyers Corporation and local financial institutions. Loan term, forgiveness schedule, and specific income limits not published; must contact department directly (NEEDS REVIEW).
  • 位于Mishawaka市界内的房屋

不适用于

  • 收入超过地区收入中位数80%的家庭
  • Mishawaka以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% St. Joseph County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$88,100
地区收入中位数,4人家庭(HUD,2026)

适用地区

Mishawaka的房屋

  • 49.5% 独栋
  • 6.2% 联排
  • 8.7% 2–4个单元
  • 31.6% 5+个单元
  • 4.1% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$155,500

Mishawaka房屋价值中位数

57.1%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Mishawaka购房

如何申请

  1. 联系City of Mishawaka Planning and Community Development Department预留资金

    资金向提供方预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

City of Mishawaka Homeownership Down Payment Assistance (HSS-1)是什么?

City of Mishawaka Homeownership Down Payment Assistance (HSS-1)是面向Mishawaka,Indiana购房者的延期第二贷款,由City of Mishawaka Planning and Community Development Department管理。 The City of Mishawaka Department of Planning and Community Development administers a Homeownership Assistance program (Goal HSS-1) as part of the St. Joseph County Housing Consortium Consolidated Plan, promoting homeownership for low- and moderate-income persons through down payment assistance, leveraging HOME and CDBG funds. Down payment assistance for low- and moderate-income homebuyers within Mishawaka city limits. Specific dollar amounts per household not published; contact Community Development. 资金来自HOME Investment Partnerships Program and CDBG; St. Joseph County Housing Consortium。

需要偿还吗?

City of Mishawaka Homeownership Down Payment Assistance (HSS-1)为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

City of Mishawaka Homeownership Down Payment Assistance (HSS-1)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 居住要求:Purchase property within City of Mishawaka city limits。 Administered through St. Joseph County Housing Consortium. Program specifics by contacting Laura Viramontes, Grant Manager, lviramontes@mishawaka.in.gov. Works with Community Homebuyers Corporation and local financial institutions. Loan term, forgiveness schedule, and specific income limits not published; must contact department directly (NEEDS REVIEW).

收入限制是多少?

City of Mishawaka Homeownership Down Payment Assistance (HSS-1)将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Low- and moderate-income per HOME/CDBG requirements (at or below 80% AMI). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

City of Mishawaka Homeownership Down Payment Assistance (HSS-1)可用于single_family。

适用于哪些地区?

City of Mishawaka Homeownership Down Payment Assistance (HSS-1)服务于在Mishawaka,Indiana购房的购房者。

如何申请?

City of Mishawaka Homeownership Down Payment Assistance (HSS-1)的申请通过City of Mishawaka Planning and Community Development Department办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由City of Mishawaka Planning and Community Development Department设定,并可能变化;申请前请在官方网站上确认。