本页面由机器翻译。英文版本为原文。
City of Mishawaka Homeownership Down Payment Assistance (HSS-1)
City of Mishawaka Homeownership Down Payment Assistance (HSS-1)是面向Mishawaka,Indiana购房者的延期第二贷款,由City of Mishawaka Planning and Community Development Department管理。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 居住要求:Purchase property within City of Mishawaka city limits
- Administered through St. Joseph County Housing Consortium. Program specifics by contacting Laura Viramontes, Grant Manager, lviramontes@mishawaka.in.gov. Works with Community Homebuyers Corporation and local financial institutions. Loan term, forgiveness schedule, and specific income limits not published; must contact department directly (NEEDS REVIEW).
- 位于Mishawaka市界内的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Mishawaka以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% St. Joseph County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Mishawaka的房屋Mishawaka的房屋,以及本项目接受的房屋
- 49.5% 独栋独栋住宅
- 6.2% 联排联排别墅
- 8.7% 2–4个单元2–4个单元
- 31.6% 5+个单元公寓和共管公寓楼(5+个单元)
- 4.1% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$155,500
Mishawaka房屋价值中位数
57.1%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Mishawaka购房
如何申请
如何申请两个步骤,按此顺序
联系City of Mishawaka Planning and Community Development Department预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
City of Mishawaka Homeownership Down Payment Assistance (HSS-1)是什么?
City of Mishawaka Homeownership Down Payment Assistance (HSS-1)是面向Mishawaka,Indiana购房者的延期第二贷款,由City of Mishawaka Planning and Community Development Department管理。 The City of Mishawaka Department of Planning and Community Development administers a Homeownership Assistance program (Goal HSS-1) as part of the St. Joseph County Housing Consortium Consolidated Plan, promoting homeownership for low- and moderate-income persons through down payment assistance, leveraging HOME and CDBG funds. Down payment assistance for low- and moderate-income homebuyers within Mishawaka city limits. Specific dollar amounts per household not published; contact Community Development. 资金来自HOME Investment Partnerships Program and CDBG; St. Joseph County Housing Consortium。
需要偿还吗?
City of Mishawaka Homeownership Down Payment Assistance (HSS-1)为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
City of Mishawaka Homeownership Down Payment Assistance (HSS-1)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 居住要求:Purchase property within City of Mishawaka city limits。 Administered through St. Joseph County Housing Consortium. Program specifics by contacting Laura Viramontes, Grant Manager, lviramontes@mishawaka.in.gov. Works with Community Homebuyers Corporation and local financial institutions. Loan term, forgiveness schedule, and specific income limits not published; must contact department directly (NEEDS REVIEW).
收入限制是多少?
City of Mishawaka Homeownership Down Payment Assistance (HSS-1)将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Low- and moderate-income per HOME/CDBG requirements (at or below 80% AMI). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
City of Mishawaka Homeownership Down Payment Assistance (HSS-1)可用于single_family。
适用于哪些地区?
City of Mishawaka Homeownership Down Payment Assistance (HSS-1)服务于在Mishawaka,Indiana购房的购房者。
如何申请?
City of Mishawaka Homeownership Down Payment Assistance (HSS-1)的申请通过City of Mishawaka Planning and Community Development Department办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Mishawaka购房者面向Mishawaka购房者的其他项目
- Habitat for Humanity of St. Joseph County Homeownership Program第一抵押贷款
- FHLBank Indianapolis Homeownership Opportunities Program (HOP)最高$20,000
- HomeBoost – Down Payment Assistance最高$20,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Mishawaka的全部72个项目项目条款由City of Mishawaka Planning and Community Development Department设定,并可能变化;申请前请在官方网站上确认。