United Way of the Wabash Valley Home Down Payment Assistance Program

United Way of the Wabash Valley Home Down Payment Assistance Program是面向Terre Haute，Indiana购房者的补助金，由United Way of the Wabash Valley管理。 A joint venture between United Way of the Wabash Valley and partnering Wabash Valley financial institutions that provides up to 5% in assistance (3% toward down payment and 2% toward closing costs) for the purchase of a home priced up to $80,000, with assistance capped at $4,000 for higher-priced homes. Households at or below 80% of county Area Median Income who invest at least $1,000 of their own funds and complete financial literacy education may qualify. Assistance is provided at closing and secured by a recorded Recapture Agreement requiring the buyer to remain in the home for 5 years. Up to 5% / $4,000 toward down payment and closing costs. No interest, no monthly payments. Forgiven after 5 years of owner-occupancy. Open to repeat buyers (not first-time-only). Paired with specialized lender mortgage packages. 资金来自United Way of the Wabash Valley and partnering financial institutions。

United Way of the Wabash Valley Home Down Payment Assistance Program提供最高$4,000的援助。 购房者自付部分：Applicant must invest $1,000 of their own funds。 该项目可与Specialized mortgage packages from participating banks (Hometown Savings Bank, First Financial Bank, Fifth Third Bank, First Farmers Bank & Trust, Fairway Home Mortgage)结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由United Way of the Wabash Valley决定。

United Way of the Wabash Valley Home Down Payment Assistance Program属于补助金，因此无需偿还。 触发还款的情形：Prorated repayment if borrower does not remain in the home for 5 years, per the recorded Recapture Agreement with UWWV。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

United Way of the Wabash Valley Home Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Applicant must complete 8 hours of approved financial literacy classes prior to closing, or provide proof of completing such courses within the last year提供。 居住要求：New residence must be located in Clay, Parke, Sullivan, Vermillion, or Vigo County, Indiana, or Clark County, Illinois。 公民身份或移民身份：Applicant must be a U.S. citizen or a legal resident with a Social Security number。 Submit completed Eligibility Requirements form (signed by applicant and financial partner) to Michele Bennett, UWWV Community Impact Manager (mbennett@uwwv.org). Counties served: Clay, Parke, Sullivan, Vermillion, Vigo (IN) and Clark (IL). Education = 8 hours of financial literacy.

United Way of the Wabash Valley Home Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Entire household income must be under 80% of the county's Area Median Income (HUD limits); proof of income required. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

United Way of the Wabash Valley Home Down Payment Assistance Program可用于Single Family。

United Way of the Wabash Valley Home Down Payment Assistance Program服务于在Terre Haute，Indiana购房的购房者。

United Way of the Wabash Valley Home Down Payment Assistance Program的申请通过United Way of the Wabash Valley办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Lender or applicant contacts UWWV to confirm funds available; signed Eligibility Requirements form approved by UWWV reserves funds; 2 months to close once approved预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。