Wabash Valley Habitat for Humanity Homeownership Program

Wabash Valley Habitat for Humanity Homeownership Program是面向Terre Haute，Indiana购房者的首付援助，由Wabash Valley Habitat for Humanity管理。 Wabash Valley Habitat for Humanity builds and sells affordable homes to qualified low-income first-time homebuyers in the Terre Haute / Vigo County area. Selected families complete sweat-equity hours and homeowner education, then buy with a 0% interest mortgage and no down payment financed directly by Habitat, with payments set at 30% or less of income, recycled into a revolving Fund for Humanity. 0% interest mortgage. No down payment. No application fee. Payment capped at 30% or less of income. New 3-bed/2-bath home with appliances. Homeowner education included. 资金来自Nonprofit; local individuals, businesses, and faith organizations; mortgage payments recycled into a revolving Fund for Humanity。

Wabash Valley Habitat for Humanity Homeownership Program是首付援助，按Wabash Valley Habitat for Humanity设定的条款偿还。 该援助以First mortgage (financed by Habitat)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Wabash Valley Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Wabash Valley Habitat for Humanity homeowner education classes提供。 居住要求：Must have lived or worked in the county applied for at least 5 years。 公民身份或移民身份：U.S. citizen or permanent resident。 Demonstrated housing need; stable verifiable income & on-time payments 24 months; DTI reviewed; no judgments/liens; no prior foreclosure; Chapter 7 discharged 3+ years / Chapter 13 completed; rental history 24 months. Background/credit/sex-offender screening. ~$1,800-$2,000 closing costs before move-in. Applications only during open windows. Alt contacts: 812-235-5914 office, (812) 240-9621 appointments. Not confirmed (blank): min credit score, single income threshold, max household size, mortgage term, recapture, manufactured-home eligibility, open-to-all-lenders.

Wabash Valley Habitat for Humanity Homeownership Program将家庭收入限制在$59,600。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Wabash Valley Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。

Wabash Valley Habitat for Humanity Homeownership Program服务于在Terre Haute，Indiana购房的购房者。

Wabash Valley Habitat for Humanity Homeownership Program的申请通过Wabash Valley Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。