City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance是面向Wichita，Kansas购房者的延期第二贷款，由City of Wichita Housing & Community Services管理。 The City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance provides up to 20% of purchase price plus up to $2,000 in closing costs for income-qualified buyers purchasing AHF-developed or rehabilitated homes in Wichita's core neighborhoods. Distinct from the legacy HOMEownership 80 (HOME-funded) program, the AHF DPA is available exclusively on homes built or rehabbed by AHF-approved partner organizations. Income eligibility is at or below 80% AMI. Buyers must complete homebuyer education through CCCS. The program uses municipal ARPA-funded dollars to expand affordable homeownership in the Established Central Area. Access requires referral through an AHF partner CHDO or developer. Up to 20% of purchase price as DPA. Up to $2,000 closing cost assistance. 0% deferred subordinate loan. Targets core Wichita neighborhoods for reinvestment. Works with established CHDO and developer partners. 资金来自City of Wichita Affordable Housing Fund (ARPA-funded; $5M municipal allocation)。

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance按项目规定，提供相当于房价20%的援助。 援助档次：Maximum 20% of purchase price for down payment, plus up to $2,000 in closing costs if applicable。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Wichita Housing & Community Services决定。

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, refinance, or loss of owner-occupancy; per AHF funding agreement。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Consumer Credit Counseling Services (CCCS), Wichita; (316) 265-2000; online class available提供。 IMPORTANT: This is a DISTINCT program from HOMEownership 80 (already in catalog). AHF funded via $5M ARPA municipal allocation (approved Aug 2021); confirm ongoing fund availability. Access requires referral through AHF-approved developer/CHDO partners. Buyers cannot apply directly to City. No adjustable-rate or balloon-payment loans. Program plan approved by City Council September 19, 2023; updated August 12, 2025.

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% AMI per Wichita/Sedgwick County 2025-2026 limits: 1-person $52,550; 2-person $60,050; 3-person $67,550; 4-person $75,050; 5-person $81,100; 6-person $87,100. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance的房价上限如下：Per AHF program guidelines; contact Housing & Community Services at 316-462-3769。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance服务于在Wichita，Kansas购房的购房者。 该项目针对特定区域：Established Central Area and qualified census tracts in Wichita; within 0.25 miles of public housing properties prioritized。

City of Wichita Affordable Housing Fund (AHF) HOMEownership Down Payment Assistance的申请通过City of Wichita Housing & Community Services办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。