Homeownership Set-aside Program (HSP)

Homeownership Set-aside Program (HSP)是面向Kansas购房者的补助金，由Federal Home Loan Bank of Topeka管理。 The Homeownership Set-aside Program (HSP) is part of FHLBank Topeka's TurnKey suite, funded annually within its Affordable Housing Program. It provides down payment, closing cost, and purchase-related repair assistance to first-time homebuyers in CO, KS, NE, or OK. Funds are advanced through participating FHLBank member institutions as a forgivable grant with a 5-year retention period. Up to $15,000 forgivable grant. Covers down payment, closing costs, and purchase-related repairs. Forgivable after 5 years. Available across CO, KS, NE, OK. 资金来自FHLBank Topeka Affordable Housing Program (AHP) set-aside。

Homeownership Set-aside Program (HSP)提供$2,500至$15,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Federal Home Loan Bank of Topeka决定。

Homeownership Set-aside Program (HSP)属于补助金，因此无需偿还。 触发还款的情形：Sale or refinance within the 5-year retention period (Real Estate Retention Agreement); prorated repayment may apply。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homeownership Set-aside Program (HSP)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 Multi-state (CO/KS/NE/OK); this row is the KS instance. Homebuyers cannot apply directly; must work with a participating FHLBank Topeka member. Homebuyer education required. 2026 program opened 3/2/2026; first-come, first-served through 9/30/2026 ($14,291,966.76 available 2026).

Homeownership Set-aside Program (HSP)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% AMI (FHLBank Topeka annual TurnKey income limits). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homeownership Set-aside Program (HSP)服务于在Kansas任何地方购房的购房者。

Homeownership Set-aside Program (HSP)的申请通过Federal Home Loan Bank of Topeka办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。