Homeownership Set-aside Program Plus (HSP+)

Homeownership Set-aside Program Plus (HSP+)是面向Kearny县，Kansas购房者的补助金，由Federal Home Loan Bank of Topeka管理。 HSP+ is FHLBank Topeka's enhanced TurnKey set-aside offering a larger subsidy for first-time homebuyers in designated high-cost and non-metropolitan difficult development areas within its four-state district. It provides down payment, closing cost, and purchase-related repair assistance to households at or below 80% AMI as a forgivable grant with a 5-year retention period. In Kansas, HSP+ is currently limited to Kearny County. Up to $25,000 forgivable grant. Larger subsidy for high-cost/difficult development areas. Covers down payment, closing costs, and repairs. Forgivable after 5 years. 资金来自FHLBank Topeka Affordable Housing Program (AHP) set-aside。

Homeownership Set-aside Program Plus (HSP+)提供$2,500至$25,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Federal Home Loan Bank of Topeka决定。

Homeownership Set-aside Program Plus (HSP+)属于补助金，因此无需偿还。 触发还款的情形：Sale or refinance within the 5-year retention period (Real Estate Retention Agreement); prorated repayment may apply。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homeownership Set-aside Program Plus (HSP+)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 Property must be in a qualifying high-cost / non-metro difficult development area; in KS currently only Kearny County. Cannot be stacked with other TurnKey programs. Must work with a participating FHLBank Topeka member; homebuyer education required. 2026 program opened 3/2/2026; first-come, first-served through 9/30/2026 ($1.5M available 2026).

Homeownership Set-aside Program Plus (HSP+)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% AMI (FHLBank Topeka TurnKey income limits). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homeownership Set-aside Program Plus (HSP+)服务于在Kearny县，Kansas购房的购房者。

Homeownership Set-aside Program Plus (HSP+)的申请通过Federal Home Loan Bank of Topeka办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。