Eustis Edge

Eustis Edge是面向Multiple县，Louisiana购房者的可免除贷款。 Eustis Mortgage / CAFA exclusive partnership: 30-year fixed first mortgage + 4% DPA forgivable second. 640 FICO. Non-bond, no recapture tax. Originated only through Eustis Mortgage. 9-parish East Baton Rouge service area. Eustis Edge is a Capital Area Finance Authority program offered exclusively in partnership with Eustis Mortgage Corporation. Provides a 30-year fixed-rate FHA, USDA-RD, VA, or conventional first mortgage paired with 4% DPA structured as a forgivable second mortgage. The DPA second is 0% interest, requires no monthly payment, and is forgiven over 10 years of owner-occupancy. 640 minimum FICO. Open to first-time AND repeat home buyers. Non-bond program - no MRB recapture tax. Originated only through Eustis Mortgage. 资金来自State和TBA。

Eustis Edge在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgiven over 10 years of owner-occupancy (1/10 per year). Unforgiven balance due on sale, refinance, transfer, or non-owner-occupancy before 10 years. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Eustis Edge面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：640 minimum FICO. Lender overlays may apply. 须参加购房者教育课程，由HUD-approved housing counseling agency or eHome America online homebuyer education required prior to closing.提供。 居住要求：Property must be located within CAFA's 9-parish service area (East Baton Rouge, West Baton Rouge, Ascension, Iberville, Pointe Coupee, East Feliciana, West Feliciana, Livingston, St. Helena) and be borrower's primary residence. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per first-mortgage product overlays. Must originate through Eustis Mortgage Corporation. Property must be in CAFA's 9-parish service area. 640 minimum FICO. Maximum 50% DTI with AUS approval. Owner-occupied primary residence. Income at or below CAFA Eustis Edge limits ($46,320 1-2p / $116,060 3+p). FHA/VA/USDA/Conv. Homebuyer education required.

Eustis Edge将家庭收入限制在$116,060。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Eustis Edge的房价上限如下：Per first-mortgage product loan limits (FHA county loan limits, conforming conventional limits, USDA, VA). 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD, manufactured home on permanent foundation (per overlays). 新建房屋符合条件。 预制房屋符合条件。

Eustis Edge在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Eustis Edge服务于在Multiple县，Louisiana购房的购房者。

Eustis Edge的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved through CAFA's lender portal at rate lock by Eustis Mortgage.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。