Baltimore City Employee Homeownership Program (BCEHP)

Baltimore City Employee Homeownership Program (BCEHP)是面向Baltimore，Maryland购房者的可免除贷款，由Baltimore City Department of Housing & Community Development, Office of Homeownership管理。 A $5,000 or $10,000 five-year forgivable loan toward down payment and closing costs for employees of Baltimore City and quasi-City agencies employed at least six months. Part of the Baltimore Homeownership Incentive Program (B-HiP). $5,000 or $10,000 forgivable loan. For City/quasi-City employees. Stackable with City and State incentives. 资金来自Baltimore City。

Baltimore City Employee Homeownership Program (BCEHP)提供$5,000至$10,000的援助。 购房者自付部分：Minimum $1,000 of the buyer's own funds。 该项目可与Other Baltimore City B-HiP incentives and State (MMP) incentives结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Baltimore City Department of Housing & Community Development, Office of Homeownership决定。

Baltimore City Employee Homeownership Program (BCEHP)在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Five-year forgivable loan reducing 20%/yr of owner-occupancy; full forgiveness after 5 years; repaid if sold or no longer primary before forgiveness。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Baltimore City Employee Homeownership Program (BCEHP)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由City-approved counseling agency within one year before writing an offer提供。 居住要求：Property must be in eligible areas of Baltimore City。 Must provide title company EIN in Neighborly; checks issued 10-15 business days after approval.

Baltimore City Employee Homeownership Program (BCEHP)可用于Single Family、Townhouse、Condo和2-4 Unit。

Baltimore City Employee Homeownership Program (BCEHP)仅限Full-time permanent employees of Baltimore City or quasi-City agencies (>=6 months)的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Baltimore City Employee Homeownership Program (BCEHP)服务于在Baltimore，Maryland购房的购房者。

Baltimore City Employee Homeownership Program (BCEHP)的申请通过Baltimore City Department of Housing & Community Development, Office of Homeownership办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served via Neighborly; reserved 60 days; apply >=30 days before settlement预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。