University of Maryland, Baltimore Live Near Your Work (LNYW)

University of Maryland, Baltimore Live Near Your Work (LNYW)是面向Baltimore，Maryland购房者的补助金，由University of Maryland, Baltimore Human Resources (with Baltimore City Office of Homeownership)管理。 Employer-assisted homeownership program providing $16,000 from UMB plus up to $2,500 from Baltimore City (up to $18,500) toward down payment and closing costs for UMB employees buying in targeted West Baltimore neighborhoods. Over 75 employees have benefited from more than $1 million in grants. Up to $18,500 toward down payment/closing costs. Supports purchase of homes needing major renovation. 资金来自University of Maryland, Baltimore employer funds + Baltimore City match。

University of Maryland, Baltimore Live Near Your Work (LNYW)提供最高$18,500的援助。 援助档次：UMB contributes $16,000 per eligible participant; Baltimore City matches up to $2,500. 购房者自付部分：Homebuyer must contribute at least $1,000 toward the down payment。 该项目可与Baltimore City LNYW match and additional non-UMB grant programs结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由University of Maryland, Baltimore Human Resources (with Baltimore City Office of Homeownership)决定。

University of Maryland, Baltimore Live Near Your Work (LNYW)属于补助金，因此无需偿还。 触发还款的情形：Employee must occupy home as primary residence for 5 years from settlement. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

University of Maryland, Baltimore Live Near Your Work (LNYW)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由HUD-certified housing counselor; completed before signing a purchase contract提供。 居住要求：Property in targeted West Baltimore neighborhoods: Franklin Square, Union Square, Mount Clare, Poppleton, Hollins Market, Pigtown/Washington Village, Barre Circle, Druid Heights/Upton, Harlem Park, Heritage Crossing。 Grant is a taxable benefit; tax burden spread over 5 years; 5-year primary-residence occupancy required.

University of Maryland, Baltimore Live Near Your Work (LNYW)可用于Single Family、Townhouse和Condo。 新建房屋不符合条件。 预制房屋不符合条件。

University of Maryland, Baltimore Live Near Your Work (LNYW)仅限Regular full-time or part-time (50%+ FTE) faculty or staff of the University of Maryland, Baltimore in good standing的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

University of Maryland, Baltimore Live Near Your Work (LNYW)服务于在Baltimore，Maryland购房的购房者。 该项目针对特定区域：Targeted West Baltimore neighborhoods for revitalization。

University of Maryland, Baltimore Live Near Your Work (LNYW)的申请通过University of Maryland, Baltimore Human Resources (with Baltimore City Office of Homeownership)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application via UMB HR; City portion via Office of Homeownership预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。