Baybrook Boost

Baybrook Boost是面向Baltimore，Maryland购房者的可免除贷款。 Brooklyn/Curtis Bay (Baybrook) DPA: $10,000 forgivable second + $5,000 Live Near Your Park bonus = up to $15,000. 5-year forgivable, 0%, 80% AMI, FTHB and repeat buyers, Baltimore City Baybrook only. Administered by Greater Baybrook Alliance. $10,000 forgivable second mortgage for buyers purchasing in the Brooklyn or Curtis Bay neighborhoods of Baltimore City (the 'Baybrook' area, south of the Patapsco). PLUS additional $5,000 'Live Near Your Park' incentive available for eligible properties on or directly adjacent to a public park / green space (combined Baybrook Boost up to $15,000). Funds may be used toward down payment, closing costs, principal reduction, or rehabilitation. 0% interest, 5-year forgivable retention period (forgiven 20%/year). 80% AMI household income cap. Open to first-time AND repeat buyers. Owner-occupied primary residence. Buyer must contribute $1,000+ of own funds. Homeownership counseling certificate from city-approved agency required. Administered by Greater Baybrook Alliance (GBA) in partnership with Live Baltimore and Baltimore City DHCD. Funded through state Baltimore Regional Neighborhood Initiative (BRNI), GBA foundation funding, and other community-development sources. 资金来自State、Foundation和Local Government。

Baybrook Boost在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：5-year forgiveness (20%/year). Prorated unforgiven balance due on sale/transfer/cash-out refi/non-owner-occupancy within 5 years. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Baybrook Boost面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No GBA-published minimum; first-mortgage lender's product minimums apply. 须参加购房者教育课程，由Baltimore City-approved homeownership counseling agencies (NHS, Druid Heights, Belair-Edison, Southeast CDC, GO Northwest).提供。 居住要求：Property must be in Brooklyn or Curtis Bay neighborhood and serve as primary residence. 公民身份或移民身份：Per first-mortgage product rules. Property must be located in the Brooklyn or Curtis Bay neighborhood of Baltimore City. 80% AMI household income cap (income range $68,450-$129,050 per seed). Owner-occupied primary residence. $1,000+ buyer contribution. Homeownership counseling certificate from city-approved agency required. 5-year retention (forgiven 20%/year). Live Near Your Park bonus ($5,000) requires eligible property to be on or adjacent to qualifying public park or green space. FTHB and repeat buyers eligible.

Baybrook Boost将家庭收入限制在地区收入中位数的100%，该数值因县和家庭人数而异。 Household income at or below 80% AMI for Baltimore HMFA. ~$68,450 (1-person) to $129,050 (8-person) per seed. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Baybrook Boost的房价上限如下：No GBA-published purchase-price ceiling; subject to first-mortgage limits. 符合条件的房屋类型包括Single-family detached、Rowhouse、Townhome和Condominium。 新建房屋符合条件。 预制房屋不符合条件。

Baybrook Boost服务于在Baltimore，Maryland购房的购房者。 该项目针对特定区域：TARGETED NEIGHBORHOODS: Brooklyn and Curtis Bay (Baybrook area) of Baltimore City. Live Near Your Park bonus tier targets properties on/adjacent to public parks (Filbert Street Garden, Curtis Bay Park, Garrett Park, etc.).

Baybrook Boost的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through Greater Baybrook Alliance / Live Baltimore. Pre-approval required before closing.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。