City of Frederick Community Partners Incentive Program (CPIP)

City of Frederick Community Partners Incentive Program (CPIP)是面向Frederick，Maryland购房者的延期第二贷款，由Frederick Community Action Agency (FCAA), City of Frederick Housing and Human Services管理。 The Community Partners Incentive Program (CPIP) is the City of Frederick's local partner program under the Maryland DHCD CPIP. Income-eligible first-time homebuyers buying within the City of Frederick can receive up to $5,000 - a $2,500 0% deferred loan from the City matched by $2,500 from Maryland DHCD. Both loans are repayable on payoff, refinance, sale, or transfer. Buyers must qualify for a CDA/MMP first mortgage and complete FCAA homebuyer education. Up to $5,000 combined assistance. $2,500 City + $2,500 State match. 0% deferred loans. Must buy within the City of Frederick. 资金来自City of Frederick local match ($2,500) plus Maryland DHCD ($2,500)。

City of Frederick Community Partners Incentive Program (CPIP)提供$2,500至$5,000的援助。 援助档次：Local City match up to $2,500, matched by up to $2,500 from Maryland DHCD for a $5,000 total。 该项目可与Maryland Mortgage Program (CDA) first mortgage (required)结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Frederick Community Action Agency (FCAA), City of Frederick Housing and Human Services决定。

City of Frederick Community Partners Incentive Program (CPIP)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Repayable at payoff or refinance, or upon sale or transfer of the property。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Frederick Community Partners Incentive Program (CPIP)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must meet MMP/CDA first-time homebuyer requirements。 须参加购房者教育课程，由Frederick Community Action Agency (FCAA), a HUD-approved Housing Counseling Agency提供。 居住要求：Home being purchased must be located within the City of Frederick。 Home must be in the City of Frederick; must qualify for a CDA/MMP mortgage; FCAA homebuyer education required; settlement within 120 days of approval notice; City loan funds may be subject to applicable taxes.

City of Frederick Community Partners Incentive Program (CPIP)将家庭收入限制在$196,680。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Frederick Community Partners Incentive Program (CPIP)将房价上限设为$806,500。

City of Frederick Community Partners Incentive Program (CPIP)服务于在Frederick，Maryland购房的购房者。 该项目针对特定区域：City of Frederick Census Tracts 7501 and 7502 are designated target areas。

City of Frederick Community Partners Incentive Program (CPIP)的申请通过Frederick Community Action Agency (FCAA), City of Frederick Housing and Human Services办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served; annual funding set through the city budget process; FCAA processes complete applications预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。