City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program

City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program是面向Rockville，Maryland购房者的首付援助，由City of Rockville Housing and Community Development Department (resale managed with Rockville Housing Enterprises)管理。 The City of Rockville's MPDU Homeownership Program (distinct from Montgomery County's MPDU program) gives income-eligible first-time homebuyers the chance to buy a city-required below-market 'Moderately Priced Dwelling Unit.' Eligible buyers join a waiting list and are contacted when MPDUs become available; the home must be the owner's primary residence for a 30-year control period. On resale, the unit is offered first to Rockville Housing Enterprises, then to the waiting list, at a city-determined resale price. This is a price-restricted homeownership/affordability program rather than a cash down payment loan or grant. Purchase a home at a below-market MPDU price. Income-eligible first-time buyers. Priority for Rockville residents/workers and households with a member over 55. City-managed resale price protection.

City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program是首付援助，按City of Rockville Housing and Community Development Department (resale managed with Rockville Housing Enterprises)设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Montgomery County six-hour First-Time Homebuyer Class (Housing Initiative Partnership) or any HUD-approved counseling agency提供。 居住要求：Open to all eligible applicants; purchase priority to households that live or work in Rockville and to households with a member older than 55。 First-time homebuyer; minimum mortgage of $150,000; 30-year owner-occupancy/control period, no renting; income proof from all adults; Certificate of Eligibility renewed every two years; resale/refinance must follow city guidelines.

City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program的收入限制如下：Maximum gross household income limits depend on home pricing and household size (City of Rockville figures range by tier, e.g. 1-person $57,400-$68,838, 4-person up to ~$131,120). All household members over 18 must submit proof of income; income must be within limits when the sales contract is signed. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program服务于在Rockville，Maryland购房的购房者。

City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program的申请通过City of Rockville Housing and Community Development Department (resale managed with Rockville Housing Enterprises)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。