Closing Cost and Downpayment Grants

Closing Cost and Downpayment Grants是面向Salisbury，Maryland购房者的可免除贷款。 Salisbury NHS true grant for closing costs / down payment - 80% AMI cap, FTHB typical, Wicomico/Worcester/Somerset. Funding sourced from state DHCD, NeighborWorks, FHLB Atlanta AHP. Amount varies by cycle. TRUE GRANT (no repayment) for closing-cost and down-payment assistance from Salisbury Neighborhood Housing Services. Funded through state DHCD, NeighborWorks America, FHLB Atlanta AHP, and other community-development sources channeled to SNHS. Income limited to 80% area median income (LendSquawk seed range: $52,500 1-person to $98,950 8-person, reflecting 80% AMI scaled by household size). Wicomico County primary service area. expanded to Worcester and Somerset counties under SNHS's NeighborWorks footprint. Owner-occupied primary residence. SNHS pre-purchase counseling required. Grant amount varies by funding source/cycle - typical grants $2,500-$10,000 (SNHS does not publish a fixed amount. depends on whether buyer also qualifies for FHLB Atlanta FHP or state grant funding pass-through). 资金来自State、Federal、Foundation、NeighborWorks和FHLB AHP。

Closing Cost and Downpayment Grants在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：CDBG-funded assistance recorded as a 5-year forgivable lien against the property. Owner-occupancy required; prorated balance recoverable if owner-occupancy is broken within 5 years. $60 recording fee at settlement. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Closing Cost and Downpayment Grants面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Standard 3-year FTHB lookback for most cycles; some grant sources allow repeat buyers. 关于信用，该项目说明：Per SNHS underwriting and grant-source-specific guidelines; first-mortgage lender's minimums also apply. 须参加购房者教育课程，由Salisbury Neighborhood Housing Services (HUD-approved housing counseling agency) - pre-purchase counseling required.提供。 居住要求：Property must be in SNHS service area (Wicomico/Worcester/Somerset) and serve as primary residence. 公民身份或移民身份：Per first-mortgage product rules. Household income at or below 80% area median income (HUD limits, by household size). First-time homebuyer (typical for grant cycles, though some grant funding sources allow repeat buyers). Property must be in SNHS service area (Wicomico County primary; Worcester, Somerset). Owner-occupied primary residence. Pre-purchase counseling certificate from SNHS required. Grant disbursement subject to current funding-cycle availability and source-specific (state DHCD, FHLB Atlanta, NeighborWorks) rules.

Closing Cost and Downpayment Grants将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% area median income (HUD), by household size. Per LendSquawk seed: $52,500 (1-person) to $98,950 (8-person). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Closing Cost and Downpayment Grants的房价上限如下：Per first-mortgage limits and grant-source-specific guidelines. 符合条件的房屋类型包括Single-family detached、Townhome、Rowhouse和Condominium。 新建房屋符合条件。 预制房屋符合条件。

Closing Cost and Downpayment Grants服务于在Salisbury，Maryland购房的购房者。 该项目针对特定区域：Salisbury NHS service area: Wicomico County (primary), Worcester County, Somerset County (Eastern Shore Maryland).

Closing Cost and Downpayment Grants的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply directly through SNHS. Funds reserved by cycle; first-come, first-served while available.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。