MMP Flex 6000

MMP Flex 6000是面向Statewide，Maryland购房者的延期第二贷款。 Maryland DHCD MMP Flex 6000 - non-bond TBA-funded MMP first with FLAT $6,000 deferred 0% DPA second. NO FTHB requirement. NO recapture tax. 640 FICO. Statewide. Maryland DHCD's MMP Flex 6000 is the non-bond, TBA-funded MMP product providing a flat $6,000 DPA second mortgage. Pairs with a 30-year fixed-rate MMP first mortgage sold into the TBA MBS market. Because Flex is NOT bond-funded, there is NO IRS Section 143 recapture tax, and the FIRST-TIME-HOMEBUYER REQUIREMENT IS WAIVED. The $6,000 second is a 0% non-amortizing deferred soft second - no monthly payment, due on sale/refinance/transfer/payoff. Typically delivers the LOWEST first-mortgage note rate of the MMP Flex options because the DPA dollar amount is small / fixed. Income up to $229,460 (3+ person targeted). 640 FICO, 45% DTI. Homebuyer education required. 资金来自State和TBA。

MMP Flex 6000提供最高$6,000的援助。 购房者自付部分：No mandatory MMP minimum borrower contribution; agency overlays may impose minimum. 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

MMP Flex 6000为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：0% deferred soft second. Full $6,000 due on sale/refinance/transfer/payoff/non-owner-occupancy. No monthly payment. No forgiveness. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

MMP Flex 6000面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：640 minimum FICO. 须参加购房者教育课程，由MMP-approved homebuyer education provider network.提供。 居住要求：Property in MD; primary residence. Statewide. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien. FTHB requirement WAIVED (Flex is non-bond TBA). Owner-occupied primary residence. 640 FICO, 45% DTI. MMP income / purchase-price limits. Homebuyer education required. MMP-approved lender + master servicer.

MMP Flex 6000将家庭收入限制在$229,460。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

MMP Flex 6000将房价上限设为$1.5M。 符合条件的房屋类型包括Single-family detached, 2-unit owner-occupied (per overlays), condo (approved), townhouse, PUD. 新建房屋符合条件。 预制房屋不符合条件。

MMP Flex 6000在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

MMP Flex 6000服务于在Statewide，Maryland购房的购房者。 该项目针对特定区域：High-cost MD counties have elevated income / purchase-price limits.

MMP Flex 6000的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved through MMP Lender Online portal at rate lock. Daily TBA rate sheet.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。