Johns Hopkins Live Near Your Work (LNYW)

Johns Hopkins Live Near Your Work (LNYW)是面向Baltimore，Maryland购房者的补助金，由Johns Hopkins University Benefits & Worklife (with Baltimore City Office of Homeownership)管理。 Employer-assisted matching grant providing up to $17,000 toward down payment and closing costs for Johns Hopkins employees buying in designated Baltimore City neighborhoods. Hopkins portion is taxable income; City portion is not. Grants paid through payroll prior to settlement. Up to $17,000 toward down payment/closing costs. Stackable with City incentives. Reusable for subsequent primary-residence purchases. 资金来自Johns Hopkins University/Health System employer funds + Baltimore City。

Johns Hopkins Live Near Your Work (LNYW)提供最高$17,000的援助。 援助档次：HCPI/East Baltimore/Eager Park: $14,500 Hopkins; Remington & Waverly: $7,500 JHU ($2,500 JHHS); other in-boundary: $2,500 Hopkins. Plus $2,500 Baltimore City match. 购房者自付部分：Applicant must contribute at least $1,000 toward the purchase。 该项目可与Baltimore City incentives and other City homebuying programs结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Johns Hopkins University Benefits & Worklife (with Baltimore City Office of Homeownership)决定。

Johns Hopkins Live Near Your Work (LNYW)属于补助金，因此无需偿还。 触发还款的情形：Sale or loss of primary-residence within 5 years: 100% repayment in first 3 years; 50% if 3yr+1day to 4yr; 25% if 4yr+1day to 5yr. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Johns Hopkins Live Near Your Work (LNYW)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Baltimore City-approved counseling agency (course + 1:1 counseling, before making an offer; valid 1 year)提供。 居住要求：Property within JHU LNYW boundary map in Baltimore City。 公民身份或移民身份：F-1/visa holders eligible; Hopkins affiliate must be on the loan。 Grants taxable at supplemental rate; settlement within 60 days of grant payment; counseling certificate required before offer.

Johns Hopkins Live Near Your Work (LNYW)可用于Single Family、Condo、Townhouse和2-4 Unit。 新建房屋符合条件。 预制房屋不符合条件。

Johns Hopkins Live Near Your Work (LNYW)仅限Full-time benefits-eligible employees of JHU, Johns Hopkins Hospital, Bayview, Community Physicians, Health Care, Health System. Not eligible: part-time, residents, postdocs, students, APL, and several affiliates.的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Johns Hopkins Live Near Your Work (LNYW)服务于在Baltimore，Maryland购房的购房者。 该项目针对特定区域：Designated Baltimore City neighborhoods near Homewood, East Baltimore, and Northeast Baltimore campuses per LNYW boundary map。

Johns Hopkins Live Near Your Work (LNYW)的申请通过Johns Hopkins University Benefits & Worklife (with Baltimore City Office of Homeownership)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served via Neighborly; funding may be discontinued at any time预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。