LEDC Down Payment Assistance Program

LEDC Down Payment Assistance Program是面向Maryland购房者的补助金。 The LEDC Down Payment Assistance Program is administered by the Latino Economic Development Center (LEDC), a HUD-approved bilingual housing counseling agency and CDFI serving the DC metropolitan area (DC, MD, VA). The program provides non-repayable grants for down-payment and closing-cost assistance to income-qualified first-time homebuyers, with mission-driven outreach to Latino and immigrant homebuyers. Buyers must complete LEDC's homebuyer-education class and individual counseling. Down-payment / closing-cost grant of up to approximately $15,000 for income-qualified first-time homebuyers, with primary outreach to Latino and immigrant homebuyers in the DC metropolitan area (DC, MD, VA). Non-repayable grant administered through LEDC's HUD-approved housing counseling program. 资金来自CDFI、Private、Foundation和Federal。

LEDC Down Payment Assistance Program提供最高$10,000的援助。 购房者自付部分：Per first-mortgage program。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

LEDC Down Payment Assistance Program属于补助金，因此无需偿还。 触发还款的情形：None - non-repayable grant。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

LEDC Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer (no ownership of residential real estate in prior 3 years). 关于信用，该项目说明：Underwriting follows the buyer's first-mortgage product。 须参加购房者教育课程，由Latino Economic Development Center - HUD-approved bilingual housing counseling agency; 8-hour homebuyer-education class required.提供。 居住要求：Property within Maryland (or DC/VA per LEDC service area); buyer's primary residence. 公民身份或移民身份：U.S. citizen or eligible non-citizen; LEDC actively serves immigrant homebuyers including ITIN borrowers (per partner-lender underwriting)。 Buyer must complete LEDC's HUD-approved 8-hour homebuyer-education class and one-on-one housing counseling. Income approximately $66,750 (1-person) to $125,800 (8-person), tracking 80% AMI for the Washington-Arlington-Alexandria HMFA. Buyer must be a first-time homebuyer. Property must be the buyer's primary residence in the DC metropolitan area (DC, MD, VA). LEDC's mission focus is the Latino and immigrant community, but the program is open to all qualifying buyers regardless of national origin.

LEDC Down Payment Assistance Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Household income approximately $66,750 (1-person) to $125,800 (8-person) - 80% HUD AMI for the Washington-Arlington-Alexandria HMFA. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

LEDC Down Payment Assistance Program的房价上限如下：No fixed dollar maximum; limits per LEDC program guidelines。 符合条件的房屋类型包括Single-family detached、Townhouse、Condominium和2-4 unit (owner-occupied)。 新建房屋符合条件。 预制房屋不符合条件。

LEDC Down Payment Assistance Program服务于在Maryland任何地方购房的购房者。

LEDC Down Payment Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application via LEDC; first-come, first-served subject to annual grant allocations.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。