M&T Bank First-Time Homebuyer Grant

M&T Bank First-Time Homebuyer Grant是面向Maryland购房者的补助金，由M&T Bank (Manufacturers and Traders Trust Company)管理。 M&T offers grant funds for first-time homebuyers usable toward down payment, closing costs, out-of-pocket costs, and mortgage insurance, when the property is in an LMI census tract and borrower income is <= 80% of HUD Median Area Income in eligible counties. M&T's affordable lending footprint includes Maryland. First-time-buyer grant, no repayment. Applies to down payment, closing costs, MI. MD footprint LMI tracts. Pairs with M&T Home Starter. 资金来自M&T Bank (lender-funded grant)。

M&T Bank First-Time Homebuyer Grant属于补助金，因此无需偿还。 触发还款的情形：None - grant, no repayment。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

M&T Bank First-Time Homebuyer Grant面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 Lender-specific (M&T mortgage).

M&T Bank First-Time Homebuyer Grant将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Property in an LMI census tract AND borrower income <= 80% of HUD Median Area Income in eligible counties. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

M&T Bank First-Time Homebuyer Grant可用于Single Family、Condo和Townhouse。

M&T Bank First-Time Homebuyer Grant服务于在Maryland任何地方购房的购房者。 该项目针对特定区域：LMI census tracts in eligible counties across M&T's footprint, which includes Maryland. Exact MD counties/tracts confirmed by an M&T rep.

M&T Bank First-Time Homebuyer Grant的申请通过M&T Bank (Manufacturers and Traders Trust Company)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。