MPDU Settlement Expense Assistance Program

MPDU Settlement Expense Assistance Program是面向Annapolis，Maryland购房者的延期第二贷款，由City of Annapolis, Department of Planning and Zoning (MPDU staff)管理。 The MPDU Settlement Expense Assistance Program helps homebuyers with down payment and closing costs associated with the purchase of a Moderately Priced Dwelling Unit (MPDU) home in the City of Annapolis. It provides up to $10,000 as a zero-percent-interest deferred loan requiring no payments, repayable only upon sale, transfer, or after 10 years. Borrowers must hold an MPDU Certificate of Eligibility, complete HUD-certified homeownership counseling, and contribute at least 1% of the sales price from their own funds. Up to $10,000 in down payment and closing-cost assistance. 0% interest. No monthly payments (deferred loan). Forgiven/repaid only on sale, transfer, or after 10 years.

MPDU Settlement Expense Assistance Program提供最高$10,000的援助。 购房者自付部分：Minimum cash contribution of 1% of the sales price from the borrower's own funds. 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Annapolis, Department of Planning and Zoning (MPDU staff)决定。

MPDU Settlement Expense Assistance Program在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Repayment due upon sale or transfer of the property, or at the end of 10 years, whichever comes first. 该援助以A lien for the loan amount is placed on the property through a Deed of Trust.顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

MPDU Settlement Expense Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由HUD-certified Homeownership Counseling Program提供。 Buyer must have an MPDU Certificate of Eligibility, be a graduate of a HUD-certified Homeownership Counseling Program, and be prequalified by a lender.

MPDU Settlement Expense Assistance Program可用于Moderately Priced Dwelling Unit (MPDU)。

MPDU Settlement Expense Assistance Program服务于在Annapolis，Maryland购房的购房者。

MPDU Settlement Expense Assistance Program的申请通过City of Annapolis, Department of Planning and Zoning (MPDU staff)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。